#unsecured business loans


Same Day Approval Next Day Funding

We Are Small Business

Small business lending has been on the decline in the United States since 2007. Community Banks that once served this vital niche have been consolidated by big banks that no longer focus on the nuts and bolts of lending to small businesses.

After 3 years and over 100M in total loans, we have come to understand that business owners across the country simply needed a better way to fund their business. SnapCap was created to support growing businesses by providing credit when they need it -without the hassle. Our relationship will grow as your business grows.

Together we can achieve great things and we hope you will give us the opportunity to earn your business.


“We have been in business for 10 years with growth every year. We approached Ben at SnapCap and he really made the process easy. I am still amazed how professional and easy this process was. I would recommend to any business that needs funds quickly. I am looking forward to a mutual funding Partnership with SnapCap in the future.”

“We reached out to SnapCap after being turned down from our bank for a small business loan, even after proving to the bank that we has a super solid business doubling our annual revenues every year for the past four years. We needed a small influx of capitol to get us through the slow season and pay some huge insurance deposits. SnapCap came to the rescue, but not without jumping through some hoops that were to be expected.”

“This is by far the best service and performance I have received from and lending company! Professional and courteous, willing to help and move forward fast. Austin kept me up to date with the process, and the terms and deal was much better than my previous lender.”

“My loan officer went above and beyond in helping to navigate the complex process. His optimistic charm, professionalism, and dogged efforts were amazing. Some aspects of the process were a little challenging and stressful, but Franklin made it all work smoothly and was always available to help even when we were waiting to get approved. Simply put, Franklin and SnapCap are amazing!”

“We have been in business for 5 years and never had to take out a loan, but last year our landlord increased rent and removed affordable heating. We had to move our business and our large inventory and overhead put us in a bind. We researched SnapCap and found them to be professional, easy to work with, and they simply saved the day! We do recommend SnapCap if you need a loan.”

“As a small business owner looking for alternative ways to gain capital and grow, I was very skeptical on-line lending. My experience with SnapCap, and especially my loan officer, far exceeded not only my expectations, but any and all customer service I had ever experienced! The honesty, help, and follow up I experienced will make me life-long customer/partner with this company.”

“I’ve had multiple loans in the past and this is by far the best rate I have ever seen. Wonderful company to work with!”

“Had a great experience with this company. Needed a loan fast and they were able help and explained everything in a way even I could understand. I will definitely do business with them again!”

“From my initial application until the approval, everything was done in a quick and honest manner. Try it and I am sure you will be happy.”

“This company is so awesome! They offer alternative lending to people like me! There is not much emphasis on your personal credit and you don’t have to have collateral. It is just simply amazing!”

“Colin was the best loan officer I have ever spoken with regarding a loan. He was very responsive, a great listener, and his focus was on the client and their specific needs. He followed up with me on each e-mail as well as by phone. I was not expecting that kind of service. He was clear and concise which helped me through the loan process.”

“If you’ve ever want to take yourself or your small business to the next step, look to SnapCap for financial assistance. Great people to work with and the experience was way better than any meetings with banks and small business loan officers.”

“We had a boat break down during our high season. The replacement part to fix the engine was going to take 4 weeks to ship and would have hurt my bottom line. Got a loan through Snap and purchased a new boat. When the part arrives I’m going to sell the old boat and pay off the loan – happy I found these guys.”

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