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Putin insulted by meddling claim – Trump

The Russian leader said he absolutely did not meddle in our election , President Trump says.

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The disease that could change coffee

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Lebanon demands answers from Saudis

President Aoun speaks out amid claims that Lebanon’s prime minister is being held in Riyadh.

Rebel Wilson reveals sexual harassment

The actress complained to the film studio about the disgusting encounter with a male star.

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Hamilton starts from back after crash

Lewis Hamilton starts from the back of the Brazilian GP field following a crash, as team-mate Valtteri Bottas takes pole.

Wales 21-29 Australia

Wales suffer a 13th successive defeat against Australia as the Wallabies score four tries at the Principality Stadium.

Scotland 44-38 Samoa

Scotland withstand a second-half Samoa fightback to open their autumn account with a try-filled victory at Murrayfield.



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HGTV flipped for this Texas couple and new reality series

Masses of old-fashioned, colorful cosmos can be breathtaking

Earthy colors, good lighting, no clutter best for kitchens, feng shui expert says

Ten ways to make rental property more appealing

Holiday juggling: Businesses balance customer, worker needs

Hasbro reportedly offers to buy fellow toymaker Mattel

Texarkana Industrial Index: 114.8

U.K. panel rules Uber drivers have rights on wages, time off

Texarkana close to least expensive in urban survey

Crash involving school buses shuts part of I-30, postpones playoff football game

HAWKS WIN: Pleasant Grove earns 10-0 record with 50-7 victory

Tigers cut down Pine Tree, 56-13

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A Salute to Veterans: Event honors those who served their country

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Defense: Tracy s brain is broken

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Alzheimer s group to hold special service

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Crash involving school buses shuts part of I-30, postpones playoff football game

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HAWKS WIN: Pleasant Grove earns 10-0 record with 50-7 victory

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Tigers cut down Pine Tree, 56-13

Arkansas & Texas

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Crash involving school buses shuts part of I-30, postpones playoff football game

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East Texan gets help organizing father s military items

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Different laws and databases affect gun background checks

Opinion

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Managers need to ask why

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Some advice on Trump s first midterms

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Yet another cultural tipping point?

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Wedding: Campbell-Robbins

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65th anniversary: Don and Wanda Pounds

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DREAM PROPOSAL: Tom Hanks co-stars as couple get engaged

National

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Holiday juggling: Businesses balance customer, worker needs

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Hasbro reportedly offers to buy fellow toymaker Mattel

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Son seeks crash site of World War II hero

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Grants For Women

Women have had a constant struggle for equality and have made tremendous strides. Yet many still have lower paying jobs and suffer from discrimination in the workplace. In fact, 75% of women make less money than their male counterparts, when fulfilling the same job. Government grants for women are designed to help lessen this inequality and give women opportunity through finances.

Grants are given to women in order to:

  • Pursue college and/or higher education
  • Start a new business
  • Expand or update and existing business
  • Subsidize a low income household
  • Subsidize personal or family need

Small Business Grants for Women

Women business grants

If you re looking to start a new business, fund a nonprofit or further your educational research, there are plenty of grants created just for women that can assist you in pursuing your goals

Now more than ever women are receiving grants and starting up their own company or becoming a force to reckon with in their industry. In fact, according to the statistics of recent years, women make up nearly half of the population of new business owners each year; and are more likely to succeed in their venture than their male counterparts. How is that for incentive? If the only thing that has been holding you back has been money, than a grant is just what you need.

Business grants for women may focus on specific aspects of the corporate world like entrepreneurship or women-owned businesses. The U.S. Small Business Association provides incentives to help women business owners. Some organizations recognize leaders in their fields or individuals who contribute to the advancement of women in a profession like the Individual Awards from the Society of Women Engineers. There are also several non-profit organizations award grants to help women help themselves.

Below are some examples of grants available to women:

Mott Foundation Grant

This grant from the Mott Foundation is for women who want to enhance their education for the purpose of being more effective in the democratic community. Women who want to be involved in both governmental and non-governmental organizations can apply for this grant, as can women who want to start a nonprofit organization.

Women who want to start a water conservation program or an initiative to preserve the environment in their area are also eligible for the Mott Foundation Grant, as are women who seek to improve the educational systems in their cities or states.

If you re looking to start a new business, fund a nonprofit or further your educational research, there are plenty of grants created just for women that can assist you in pursuing your goals[/caption]

Applicants must submit a letter or intent and formal proposal for this grant; the amount of the grant varies.

Levi Strauss Foundation Grant

The Levi Strauss Grant for women awards funds to those who are dedicated to promoting worker s rights. Women who are committed to educating their communities about the prevention of HIV/AIDS are also eligible to receive the Levi Strauss Grant. Women around the world are able to apply for the grant. Depending on the purpose of the grant, women can be awarded anywhere between $250 and $458,667.

Global Fund for Women

A grant from the Global Fund for Women helps to advance the efforts of promoting human rights for girls and women. The grant is designed for women who are running human rights or community advancement organizations outside of the U.S., and the application is offered in five languages: English, French, Spanish, Russian and Arabic.

Grants from the Global Fund for Women are between $500 and $30,000. Detailed proposal letters and applications are due between September 15 and December 15, or between March 15 and June 30. Applicants are notified of their award by May 31 or November 30.

The Amber Grant

The Amber Grant is a small grant of $500-$1000 that is awarded to women starting up their own business. The money is intended for use in essential start-up costs.

The Women s Financial Fund Grant Program

The Women s Financial Fund Grant Program gives money to new and existing businesses owned by women. New businesses can receive from $100-$500 for start-up costs, and existing businesses could be eligible for $1,000 to $5,000.

College Grants for Women

Before 1975, more men attended college than women. Today, approximately 25 percent more women attend college than men. Despite increased enrollment, women are still underrepresented in several fields including engineering, computer science and the physical sciences. College-educated women in the workforce earn approximately 75 percent as much as their male counterparts. Minority women fill more lower-paying occupations. Less than 15 percent of women are in management and business and only 7 percent are in higher-paying fields like engineering and computer science. Minority women are least represented in these fields. To help close the gaps between men and women in the workforce the government, non-profit and corporate institutions have set aside grants and awards for women.

If you are a woman in college visit our page about college grants for women.

If you are a woman seeking graduate grants visit our page on graduate grants for women.

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Getting Grants For Business Startups A Complete Guide

Starting a business requires seed money for start-up costs, equipment purchases and materials, rental of office or building space or purchase of land, business fees, salaries and other operating costs. Business expansion also requires on-going funds. Raising capital is hard these days because banks have tight lending requirements, venture capitalist money is harder to find and many entrepreneurs are having to use their own personal savings funds or ask friends or relatives to invest. What many business owners are not aware of is that there are millions of dollars available in business start-up grants from the federal, state, municipal and private organizations and corporations that can be used for start-up capital purposes. The government alone has 26 federal agencies that deal with grant opportunities. Programs offer funds for business start-up, consultation, business expansion, research, development and small loans so that businesses of all types and sizes can compete. The government recognizes the value of new business start-ups wants to give grants to start a business to a variety of businesses.

The Department of Agriculture sponsors grants through the Broadband Initiatives Program which helps companies build broadband infrastructures in rural areas with less than 20,000 residences. Private businesses, excluding sole proprietorships, partnerships and limited liability companies, are eligible for this type of grant by applying to the Broadband Initiatives Program, Rural Utilities Service, Department of Agriculture, 1400 Independence Avenue SW, Stop 1599, Washington, D.C. 20250 or calling them at 202-690-0525. For more information, grantees can go to the broadbandusa.gov website.

The Department of Health and Human Services sponsors grants for research regarding vision loss in the United States. Grants can be used for research, travel expenses, consultation fees, patient costs, supplies, materials, salaries and facility renovations. Small businesses and for profit companies are also eligible to apply for this grant by writing to Grants Management Branch, National Eye Institute, National Institutes of Health, Department of Health and Human Services

Room 1300,5635 Fishers Lane, Bethesda, MD 20892-1900, or calling them at 301-451-2020 or visiting their website at nei.nih.gov.

The Homeland Security Advanced Research Projects Agency provides grants for businesses regarding research and development of science and technology products and services that promote homeland security. The funds may be used to test, develop, and use of technologies to solve homeland security vulnerabilities. Eligible applicants include private entities, businesses, individuals, groups and for-profit organization. For more information, grantees can apply to the Grants and Financial Assistance Division, Office of Procurement Operations, Department of Homeland Security, Building 410, 245 Murray Lane SW, Washington, District of Columbia 20528, or call them at 202-447-5589 or visit their website at dhs.gov.

Small Business Administration

The Small Business Administration provides grants and loans for businesses for research, development, job training and technology. Grants and loans are also available to minorities such as women, African Americans and Hispanic Americans. For more information, applicants can visit the Small business Administration website.

States and Municipalities

States and local municipalities get grant money from the federal government and then give it to local and regional businesses for various start-up costs, business expansion, job training and technology to compete with other larger businesses and to develop new ideas and technology.

Private organizations and corporations also provide grant monies that they receive from government grants or private donors to enable businesses to do research and development, provide jobs and training.

Grant money is free and does not have to be repaid to the funder like loans do. However, there may be requirements that the grantee must meet, and the grantee may be subject to reporting requirements as well. Business start-up grants provide the needed funds for businesses to grow and expand and for new businesses to start so that jobs can be created and new technologies and services developed that provide benefits to the entire community and the country.



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Cuyahoga County awards small business grants to Cleveland Heights, Fairview Park, Lakewood, Maple Heights

CLEVELAND, Ohio – Cuyahoga County will award $600,000 in federal grants to Cleveland Heights, Fairview Park, Lakewood and Maple Heights so they can give forgivable loans to small businesses.

Each city will receive $150,000 and will contribute $50,000 to match the award from the U.S. Small Business Administration.

The Small Business Administration Municipal Grant Program supports small business growth with financing to create jobs. In 2015 the county launched a pilot program with Cleveland and Shaker Heights.

Cleveland received a $500,000 grant and Shaker Heights received $250,000. The county said each city matched the award.

The investments leveraged more than $11 million of bank loans to 30 small businesses, creating 55 new jobs and retaining 96 existing jobs, the county said. The program included support for women- and minority-owned businesses.

The county also announced Tuesday that it will award an additional $250,000 matching grant to Cleveland to continue the small business program.

The county chose the other cities from 22 inner-ring cities asked to submit applications.

“We are very glad that the county is expanding this important economic development initiative beyond the two pilot cities of Shaker Heights and the City of Cleveland,” Gil Goldberg, U.S Small Business Administration district director, said in a statement. “The expansion of the funds from the County coupled with $50,000 from each of the four additional municipalities will provide Cleveland Heights, Fairview Park, Lakewood, and Maple Heights with a pool of $200,000 that will be leveraged with SBA loans to provide a total economic impact of $2 million to $3 million in funding for small businesses in each of the four inner-ring suburbs.”

Under the new initiative, small businesses in the communities are eligible for performance grants/forgivable loans for:

  • up to 15 percent of the cost of the businesses’ expansion project
  • working capital up to $50,000

Start-up businesses are also eligible. Businesses must have 10-percent equity and be willing to receive technical assistance from one of three Small Business Development Centers in Cuyahoga County, and qualify for an SBA loan, the county said in June when it announced the expansion of the program.

Small businesses in the cities can apply through their banks or city halls.

The performance grant/forgivable loan is paid for individuals accounts account established by the county and the city. The city administers the account and will be the small business’ main point of contact.

“Our partnership with the SBA is a core component to our strategy to create a value for our municipal clients and a continuum of capital for our small business formation and job creation.” Ted Carter, the county’s chief economic development officer said in a statement. “We look forward to expanding this to other communities.”



Small business loans for women

Women business loans

Women s Enterprise Centre s Business Loans Program offers small business loans to women-owned businesses in BC that can help you start, enhance or grow your BC business. You may qualify with us, even if you don t with other lenders.

We do not have a grant program and, despite popular belief, grants for business start-ups are rare. If you are interested in exploring other funding options, check out this list of grant programs and funding sources.

About Our Small Business Loans Program

Our Business Loans program is different from those of traditional lenders. We offer:

  • Loans up to $150,000* for BC women
  • Loans for market-ready start-ups, business expansion projects and business purchases
  • Loans for leaseholds, equipment, operating capital and more
  • Flexible repayment options and terms up to 5 years
  • Lower security and equity requirements than many other lenders
  • Lower fees than many other lenders
  • Competitive interest rates

*If you require funding beyond $150,000, we attempt to partner with other lenders to meet your full borrowing requirements.

One of the unique pieces to our loans program is that it is bundled with free, ongoing, professional business advice. Whether you re just starting out, purchasing a business or growing your BC business, Women s Enterprise Centre is here to help.

Women s Enterprise Centre offer two loans programs; our Primary Lending Program and our Equal Access to Capital Lending Program. For more information see our How do I Qualify page.

How Do I Qualify?

For basic eligibility you must be:

  • A woman who owns and controls at least 51% of a business that is registered and located in British Columbia
  • A Canadian citizen or Permanent Resident
  • Residing in British Columbia

Our loans program is different from traditional lenders, and we are interested in learning more about you and your business plans. Loan applicants will work with one of our business advisors throughout the application and repayment plan processes. See our small business loan qualification requirements

Youth Business Loan

Do you dream of starting, buying or growing a business but think you re too young to get a business loan? Women s Enterprise Centre has partnered with Futurpreneur Canada to offer an unsecured joint loan for youth of up to $65,000. Please be sure to identify Women s Enterprise Centre as the community partner when you fill out your Futurpreneur application. If you re a woman under 39, you may qualify! Learn more about our business loans for youth

To find out more about applying for a loan with Women s Enterprise Centre, you will need to participate in one of our bi-weekly phone-in Business Loans Information Session on our loans program. The Business Advisor facilitating the Business Loans Loan Information Session will review the details of our lending program, answer your questions and advise you on how to apply. Learn how to access small business financing today!

Women business loans



Government Small Business Loans

Government small business loans help put your own business within reach. First there’s the quest for a decent location, then comes building a customer base, followed by all the initial hiccups of generating a cash flow before your business grows roots and gains momentum. The beginning of a business is crucial because it’s when you gain or lose market credibility. If you disappoint your customers, they may not give you a second chance. If your business gets off to a rocky start (most do), and you believe you can recover but need further financing to make this happen, you can apply for government small business loans.

For-profit lenders are reluctant to issue loans to anyone who does not have a strong credit report and financial history. That is not the case with government small business loans. Obviously, a decent credit report is important, and you will have to follow the guidelines regarding the repayment period and the interest rate set by the government, but usually the interest rates charged by government loans are lower than those you could expect in the private sector.

More about Government Small Business Loans

Government loans are typically offered through banks and credit unions that partner with the Small Business Administration (SBA). The SBA is a U.S. government body, with the motive of providing support for small businesses and entrepreneurs. For each loan authorized, a government-backed guarantee offers serious credibility, since the lender knows that even if you default, the government will pay off the balance. These loans can be applied to a number of uses, such as:

  • Purchase of new equipment, machinery, parts, supplies, etc.
  • Financing leasehold improvements
  • Commercial mortgage on buildings
  • Refinance existing debt
  • Establishing a line of credit

Government small business loans benefit both small businesses and the lending agency. For small businesses, it is beneficial because this is money capital they may not have access too. For banks, the loan’s risk is decreased due to the loan being backed by the SBA.

Different SBA Government Loans

The SBA extends financial help through various lending programs it has to offer. Some of the more popular loans are:

  • 7(a) Loan Guarantee Program: aimed primarily in helping a small business start or expand its services. The maximum size of such a loan is $5 million.
  • MicroLoan Program: mostly used for short-term purposes, such as purchase of goods, office furniture, transportation, computers, etc. The maximum amount is fixed at $50,000.
  • 504 Fixed Asset Program: featuring fixed-rate and long-term financing, these loans are aimed at applicants whose business model will benefit their community directly, either by providing jobs or bringing needed services to an underserved area. Again, the maximum amount is $5 million.
  • Disaster Assistance: under this program, loans are sanctioned to renters or homeowners with a low-interest, long-term plan for the restoration of property to its pre-disaster condition.

In most cases, maintaining a good business credit report is enough to qualify. In addition, it instills confidence not only in the lender, but also in you. There is at least one SBA office in every state in America. If you contact them regarding the startup status of your business model and plan, you can get started on a government small business loan that will give you the financing to make your dreams a reality.