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The New York Times

Owning your own business

Owning your own business

PALO ALTO, Calif. — Political analysts will long debate over where Brexit, Trump and Le Pen came from. Many say income gaps. I’d say … not quite. I’d say income anxiety and the stress over what it now takes to secure and hold a good job.

I believe the accelerations set loose by Silicon Valley in technology and digital globalization have created a world where every decent job demands more skill and, now, lifelong learning. More people can’t keep up, and clearly some have reached for leaders who promise to stop the wind.

Let me elaborate through a few conversations, starting with Brian Krzanich, the C.E.O. of Intel, who recently remarked to me: “I believe my grandchildren will not drive.”

Since he has teenage daughters, that means self-driving vehicles should be fully deployed in 25 years, at which time you won’t “steer” your car but will program it on a smartphone or watch or glasses. Sounds like fun — unless you’re one of the millions who drive a truck or cab for a living.

But don’t think you’re safe as an accountant, either.

Mark Bohr, Intel’s senior fellow for technology, explained to me that Intel’s main workhorse microprocessor today is the 14-nanometer chip it introduced in 2014. It packs 37.5 million transistors per square millimeter. By the end of 2017, thanks to Moore’s Law, Intel will begin producing a 10-nm chip that will pack “100 million transistors per square millimeter — more than double the previous density with less heat and power usage,” said Bohr.

If you think machines are smart today … wait a year. It’s this move from 14-nm to 10-nm chips that will help enable automakers to shrink the brain of a self-driving car — a brain that has to take in sensor data from 360 degrees and instantly process whether it’s a dog, a human, a biker or another car — from something that fills a whole trunk to a small box under the front seat, so these cars can scale.

When you get that much processing power, putting out that much data exhaust with ever-improving software, you create a world where we can analyze, prophesize and optimize with a precision unknown in human history. We can see trends we never saw, predict when engine parts will break and replace them before they do, with great savings, and we can optimize everything — from the most energy-saving flight path for an airplane to the ideal drilling path for a natural gas well.

I recently visited the control room at Devon Energy, a large oil and gas producer, in Oklahoma City. It’s half a floor of computer screens displaying data coming out of every well Devon is drilling around the world.

At the bottom of each screen are two boxes that blew my mind. One box displays how much money was budgeted to drill that particular well per foot, and the other box displays — in real time — how much the drilling of that well is actually costing, as it bores through different rocks, and it’s updated every foot!

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A typical well might involve sending pipe two miles down and then turning horizontally for two miles east or west — with such precision it can hit a seam of gas as small as 20 feet wide!

If you’re working on a Devon oil rig today, you’re holding a computer, not just an oily wrench. And if you’re getting a degree in auto mechanics at a community college today, it’s not to be a “grease monkey.” It’s to be a repairman for a computer with wheels.

The notion that we can go to college for four years and then spend that knowledge for the next 30 is over. If you want to be a lifelong employee anywhere today, you have to be a lifelong learner.

And that means: More is now on you. And that means self-motivation to learn and keep learning becomes the most important life skill.

That’s why education-to-work expert Heather E. McGowan likes to say: “Stop asking a young person WHAT you want to be when you grow up. It freezes their identity into a job that may not be there. Ask them HOW you want to be when you grow up. Having an agile learning mind-set will be the new skill set of the 21st century.”

Some are up for that, some not; and many want to but don’t know how, which is why the College Board has reshaped the PSAT and SAT exams to encourage lifelong learning.

“We analyzed 250,000 students from the high school graduating class of 2017 who took the new PSAT and then the new SAT,” College Board president David Coleman told me. “Students who took advantage of their PSAT results to launch their own free personalized improvement practice through Khan Academy advanced dramatically: 20 hours of practice was associated with an average 115-point increase from the PSAT to the SAT — double the average gain among students who did not.

“Practice advances all students without respect to high school G.P.A., gender, race and ethnicity or parental education. And it’s free. Our aim is to transform the SAT into an invitation for students to own their future.”

So the tough news is that more will be on you. The good news is that systems — like Khan-College Board — are emerging everywhere to enable anyone to accelerate learning for the age of acceleration.

Step back from all of this and it’s clear that thriving countries today won’t elect a strongman. They’ll elect leaders who inspire and equip their citizens to be strong people who can own their own futures.

Follow The New York Times Opinion section on Facebook and Twitter (@NYTopinion), and sign up for the Opinion Today newsletter.



The Pros and Cons of Owning Your Own Home

If you re considering buying a house, use the Pros and Cons of Homeownership worksheet provided here to guide your decision as to whether home ownership is right for you. Put a check mark in one box on each line based on which situation you feel more strongly about and whether that situation is a pro or a con.

Owning your own business

In this worksheet, you identify the major advantages and disadvantages of owning a home. This decision involves considering all reasonable options before you come to a final conclusion. Can you lease an apartment or home and better fulfill your personal needs and objectives? Are there any other options to consider?

Another important consideration is how long you plan to stay in the home. As a general rule, to cover just the costs of buying and selling the home (which includes obtaining a mortgage and an appraisal, application fees, inspections, movers, title insurance, legal fees, and real estate commissions), a property has to appreciate at least 15 to 20 percent for you to break even. In addition to knowing how long you plan on staying in the home, you also need to be able to guesstimate how your new home will appreciate over that time. In most real estate markets, this rate of appreciation typically takes three to seven years.

Buying a home makes little or no sense if you don t plan to stay there at least three years. Nolo, the nation s oldest and most respected provider of legal information for consumers, has a series of great calculators you can access at no charge through their Web site. One is entitled, Should I rent or buy? You plug in all the facts and assumptions, such as inflation rate on rental prices, your tax rate, average maintenance costs when owning your own home, appreciation expectations, and how long you plan to stay, and the calculator does the math for you.

If you determine that purchasing a home has more advantages than disadvantages, and you re confident of your willingness and ability to stay in the home for a number of years, you can begin to explore how much home you can afford.



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What You Need When Starting Out

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With just a few essentials, you can start your own courier and delivery business in no time.

When starting a courier service, concierge service, or other delivery service, there are certainly a few things that you will have to have in order to get off to a good and profitable start.

Some of these things are physical, but many are intangible. All are crucial. Without further ado, it is time to take a look at the things that you absolutely must have to get your business started.

When it comes to tangible goods, there are a few obvious things that you will need. A car is the key element of a delivery service, and is certainly a necessity.

If you will be delivering large parcels or items, a truck may be a good choice for you. When starting, though, you will easily be able to work with what you have by accepting jobs that fit these parameters.

Pay careful attention to your insurance, however, as you will need to ensure that your policy covers business use of your vehicle. You will also want to ensure that you have the money needed to cover gas for your first few weeks of work until your clients have paid their invoices.

With the vehicle covered, you will also need a few other basics, such as a cell phone, a clipboard, and a map or GPS system. A GPS system, even if you use the one integrated into many cell phones, is an invaluable tool that can offer directions even while you drive, which saves you both time and overall money.

You will also need access to a computer and printer so that you can create invoices, tax records, and other important documents. While owning your own computer is preferred, you can make do simply with access to a computer and printer when you are starting out.

In addition to these physical things, there are also some intangible items that are absolutely essential to any starting business. You have to have the free time needed to do the job and to do it properly. If you are planning to make great money without having enough time to do the job, it simply isn’t going to work.

You also need to have a positive and friendly attitude and approach. You aren’t going to become a millionaire overnight, but with friendly, quality service you can build a client list quickly. You will also need persistence and the ability to keep going until you reach the level of success you are seeking.

This is all that you need to start a great business. While you may run into more needs as your business grows, this is what you really need to start. Don’t go overboard with expenses until things are absolutely necessary and you have earned the cashflow to pay for them. If you keep expenses low, you can keep your business profitable.

Posted by Bob Lavendusky on Monday, October 11, 2010 at 7:06 am



Personality Test – Jung, Briggs Myers Types

Starting your own business

Take free, tried-and-true personality test to identify your Jung, Briggs Myers personality type and obtain its description. Discover career choices and schools suitable for your type. Read more.

Carl Jung characterized people using three criteria:

  • Extraversion – Introversion
  • Sensing – Intuition
  • Thinking – Feeling

Isabel Briggs Myers added a fourth criterion:

The first letters of the different combinations of the four criteria denote personality type formula. For example:

ISTJ – I ntrovert S ensing T hinking J udging

Upon completing the Jung Typology Test you will obtain your type formula, the strength of each of the preferences and the description of your type. It may help you to identify your lifestyle both in general, and with respect to specific areas of activity. You will also obtain a list of the most suitable career choices based on your personality, along with some educational institutions where you can receive a relevant degree or training. « less

Jung Marriage Test

Starting your own business

Are you compatible with your soul mate? Looking for a perfect dating partner? Will you have a good and stable relationship? The answer is in the Jung Marriage Test . Read more .

A good and stable relationship between partners is conducive to a happy marriage, and we often don’t know what the underlying cause of our conflicts is. The ability to assess the likelihood of a healthy long term relationship is one of the main challenges in dating and matchmaking. Jung Marriage Test™ addresses this challenge. The test identifies potentially successful and potentially problematic matches by comparing and analysing personality types of the partners. Personality type is defined by the three criteria introduced by Carl Jung:

  • Extraversion – Introversion
  • Sensing – Intuition
  • Thinking – Feeling

And the fourth criterion added by Isabel Briggs Myers *:

The different combinations of these four criteria define sixteen possible personality types. The type formula is denoted by the first letters of the combination, e.g.

ENFP – Extravert iNtuitive Feeling Perceiving

Once you know the type formula and strengths of the preferences of both partners (or prospective partners), it is possible to calculate the index of compatibility (MatchIndex) between the partners. The MatchIndex represents potential for a successful and mutually satisfying long term relationship.

A high MatchIndex ensures a good and stable long-term relationship. If the partners’ MatchIndex is low, then in the vast majority of cases the relationship will be subject to conflict.

Upon completing the test, you will get a MatchIndex for your couple as well as tips on how to maintain a healthy and stable relationship and avoid “bumps”.« less

Entrepreneur Profiler

Starting your own business

Starting up or running a small business? Determine the kinds of businesses and franchises that are most favorable for you with the Small Business Entrepreneur Profiler Read more.

One of the most important factors that determine the success of a small business is the right choice of line of business from personality fit standpoint, i.e. the extent to which it corresponds with your personality’s “business type”. We distinguish several basic personality business types, such as business leader, freelancer, analyst etc.

The knowledge of your personality’s business type is crucial. If the nature of the business does not match up with your personality’s business type, you run the risk of losing your business, together with all the money and effort invested, never mind all the frustration and loss of self-confidence incurred. At the end of the test, you will obtain:

  • your personality’s business type and its description including strong and weak points
  • what kind of business partner, in terms of his or her personality’s business type, you can benefit from partnering with
  • a list of the most favourable occupations you are most likely to succeed as a small business, alone or in a partnership
  • some examples of franchises that match up your personality’s business profile

« less

Organizations and Business Users

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Apply advanced Jung’s, Briggs Myers’ typology for pre-employment assessment, team building, personal and professional development of employees and more. Visit HRPersonality.com

Risk Attitudes Profiler

Starting your own business

Why does trouble stick to you? Can you control your fortune? How can you leverage the knowledge of your “risk type”? You’ll find the answers in the Risk Attitudes Profile . Read more .

Some people want stability, order and safety in their life. Others have an unconscious drive for a dynamic life, keen excitement, and risk-taking. The reason for many life troubles and lost fortunes is the huge gap between a person’s inherent attitudes toward risk and his or her actual lifestyle, occupation, objectives and how he/she realizes those objectives.

Knowing your own “risk profile” and risk attitude index is crucial because inconsistencies between your natural risk attitudes and your life lead to stress and emotional discomfort, negatively affect your career and business, your private life, and your confidence in your abilities.

At the end of the test, you will obtain your risk attitude index, the description of your risk type, its strong and weak points, ways of personal growth and strategies for success. « less

Career Development Assessment

Starting your own business

Leverage your personality traits for your success in the workplace, in business, or in a team setting. Complete career development assessment now to obtain your personal Career Development profile

Visionary Test

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Are you a person with a clear, distinct vision of the future? Can you easily and realistically foresee how things are going to develop? Discover how much of a visionary you are with the Visionary Test

Assertiveness Test

Starting your own business

Do you actively struggle for your rights and defend your views and opinions, or do you tend to give up defending your rights and comply with the rules imposed on you? Discover how assertive you are and learn how to assert yourself with the Assertiveness Test.

Morals Test

Starting your own business

Do you adhere to high moral standards all the time or do you change your moral standards based on circumstances? Discover how moral you are with the Morals Test.

Role Model Profiler

Starting your own business

We intentionally, or unconsciously, try to follow the behaviors of our role models, regardless of how our own traits match up with theirs. It helps to have a role model whose traits are similar to our own. Use the Role Model Profiler to find a role model that shares your personality traits.

Political Performance Indicator

Starting your own business

Don’t know whom to vote for in the election? Do you want a more objective assessment of presidential candidates Donald Trump and Hillary Clinton? The Political Performance Indicator will help you.

Click Here to get all Humanmetrics tests (except Career Development Assessment ) at the discounted price.



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PickYourOwn.org

Search pickyourown.org

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November 2017

Find a pick your own farm near you! This website provides local listings of pick your own (also called U-pick or PYO) farms in the United States, Canada, Britain, Australia, New Zealand, South Africa and other countries. There are crop calendars for each local area to tell you what is available to pick throughout the year, local weather forecasts and really easy illustrated directions to show you how to make jam, jelly, salsa, pickles, spaghetti sauce, applesauce, apple butter and 150 other recipes with step-by-step directions to can, freeze, dry or preserve the harvest.

How to find a Pick-Your-Own farm

Whether you call it pick-your-own, PYO or U-pick, it’s easy to find one near you! There is a Start here button (at the top of the left of every page). You then select your local area (country, state/province) and then region/county or local metropolitan area. Just scroll down the page that appears, to see tree farms, lots or events listed by county. The search engine can be helpful, too.

Click on your state or country below to find pick-your-own farms in your area!

(Other countries are further down this page)

PYO Farms Outside the U.S.

Crop Availability Calendars / Harvest Dates

Want to find out when your favorite crop will be ready to harvest in your local area? Just go to this page and click on your state, to see the crop calendar for your area!

Miscellaneous Fun and Resources

Our listings come from a variety of sources: consumers writing in to recommend a farm, the farmer’s themselves and state agriculture departments. We update and add listings every day. Of course, we re always looking for more to add, so we welcome your recommendations! Customers can recommend a farm here and farmers can add (or update/correct) their own farm’s listing by clicking here! And journalists looking for information for a story about pick-your-own farms or home canning should see this media resources page for more information.

Updates by Email, RSS or Text on Twitter

I also post crop updates, trends, tips and commentary via Twitter . Just go to http://twitter.com/home and if you haven t got an account, sign up (they re free), then search for Blakepyo. I tend to send out only one or two per week, so it shouldn t be too much!

You can sign up for our RSS feed here! Start your own business

Picking Tips

[General picking tips and a guide to each fruit and vegetable] [How much do I need to pick? (Yields – how much raw makes how much cooked or frozen)] [Selecting the right varieties to pick] [All about apple varieties – which to pick and why!] [Picking tips for Vegetables] [ Strawberry picking tips] [ Blueberries picking tips] Start your own business

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Build your own website in minutes

  • Own your own business ideas
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  • Own your own business ideas
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Build a website easily – Free trial

Setting up a website with WebEden is quick easy! No experience needed. No credit card required.

It’s easy to get your site launched

  • Step 1 Choose a template
  • Step 2 Site Information
  • Step 3 Create User
  • Step 4 Launch your site

Pricing Plans

Try us for Free or Upgrade to a paid pack when you choose. All prices Include VAT.

  • 1 Website
  • Unlimited pages
  • Sell up to 20 products
  • Works on Mobile
  • Tablet and Desktop

Standard

  • 5 Websites
  • Unlimited pages
  • Sell up to 50 products
  • Free top level domain
  • Works on Mobile, Tablet and Desktop
  • 10 Websites
  • Unlimited pages
  • Sell up to 150 products
  • Free top level domain
  • Works on Mobile, Tablet and Desktop
  • 20 Websites
  • Unlimited pages
  • Sell up to 1000 products
  • Free top level domain
  • Works on Mobile
  • Tablet and Desktop

Webeden Design – We Build for You

Having trouble starting or finishing your website? Hire a Webeden Professional Designer to do it for you.

Own your own business ideas

Tell Us

We can start, finish or create an entire new site for you.

You might want us to revamp your current site.

Whatever your requirements, let us know and we can see how we can help.

Own your own business ideas

Relax

Tell us what you want and relax.

Let us work our magic for you.

Own your own business ideas

On Time, On Budget

We will deliver the work on time and on budget.

Our pricing is transparent and fair. We are confident that you will be happy with the work we produce.