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COMMENTARY: Save protected areas from mining

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Lunenburg native wins Startup Canada’s Young Entrepreneur Award

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Blueberry growers face price crisis

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How Canada turned to Mexico to fend off TPP pressure from Japan, Australia

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VIDEO: Canada’s decision to decline TPP agreement shouldn’t have been surprise: Trudeau

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Asia-Pacific forum sticks to free-trade gospel despite Trump

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US cities, states defy Trump, still back Paris climate deal

Newcap Radio buys two New Glasgow stations


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Weinstein’s Impact: List of men accused of sexual misconduct

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Crocs, Dawgs decade-long legal battle over clogs moves to Canadian courts

Most actively traded companies on the TSX

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Sherritt to transfer part ownership of Madagascar mine to settled debt woes

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Cominar looking for Sears replacements after toiling to fill Target locations

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Ottawa’s plan for excise tax on medical marijuana draws ire of patients, producers

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Trudeau embrace of TPP could hurt tough NAFTA talks with Trump: experts

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Alberta puts up $40M to help workers transition during coal-power phase-out

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  • Business computerWorldwide

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FSTJ July 2017 Special Issue: Monozukuri (Manufacturing)

Special issue introduces the revolutionary effect of Fujitsu s smart manufacturing and some practical examples.

Read More on FSTJ July Issue

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Walking the digital tightrope

A Fujitsu report on digital transformation

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With K5 you can

Do incredible things with Fujitsu Cloud Service K5

Expert Insight

“The design of artificial intelligence should ensure machines are orientated towards positive effects for humans, unable to take a step outside of that human-centric orientation.”

Dr Franz Josef Radermacher, professor of artificial intelligence, University of Ulm


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IT and business challenges

Discover how Fujitsu can help you solve today s business challenges and take advantage of the new opportunities that digital technology offers.

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Digital Transformation

End-to-end transformation to help you digitalize with confidence

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Hybrid IT

Find the perfect balance of cloud powered and on-premise IT

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Mobilizing the Enterprise

Empower people to work productively – anywhere, anytime, on any device

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Business Centric Infrastructure

Tailor data center technologies to meet specific business demands

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Intelligent security to protect your business


These nouns apply to forms of activity that have the objective of supplying products or services for a fee. Business pertains broadly to commercial, financial, and industrial activity, and more narrowly to specific fields or firms engaging in this activity: a company that does business over the internet; went into the software consulting business; owns a dry-cleaning business. Industry entails the production and manufacture of goods or commodities, especially on a large scale: the computer industry. Commerce and trade refer to the exchange and distribution of goods or commodities: laws regulating interstate commerce; involved in the domestic fur trade. Traffic pertains in particular to businesses engaged in the transportation of goods or passengers: renovated the docks to attract shipping traffic. The word may also suggest illegal trade: discovered a brisk traffic in stolen goods.

busi ness


  1. As oxygen is the disintegrating principle of life, working night and day to dissolve, separate, pull apart and dissipate, so there is something in business that continually tends to scatter, destroy and shift possession from this man to that. A million mice nibble eternally at every business venture Elbert Hubbard
  2. Business is like a man rowing a boat upstream. He has no choice; he must go ahead or he will go back Lewis E. Pierson
  3. Business is like oil. It won t mix with anything but business J. Grahame
  4. Business is very much like religion: it is founded on faith William McFee
  5. Business policy flows downhill from the mountain, like water Anon
  6. A business without customers is like a computer without bytes Anon

As the entries that follow show, this concept lends itself to many additional twists.

Playwrights Ernst and Lindley wrote this simile to be spoken by a judge in their 1930 s play Hold Your Tongue.

The first two words are transposed from Computer companies to generalize the comparison.


Business is the work of making, buying, and selling goods or services.

When you use business in this sense, don’t say ‘a business’. Don’t say, for example, ‘ We’ve got a business to do ‘. You say ‘We’ve got some business to do’.

You can talk about a particular area of business using the followed by a noun followed by business.

A business is a company, shop, or organization that makes and sells goods or provides a service.

Business Financing

The funds you need to grow and thrive.

We understand that financing can be critical to the success of your business. So we offer a suite of business lending solutions at competitive rates that can be customized to meet your needs. Choose from our small business loan and line of credit offerings below. Our Relationship Managers can help you determine the best financing solution for your business.

Business Line of Credit

Business or Equipment Flex Loan

Business Term Loans

Business Mortgage

Business Line of Credit

Access funds for short term uses such as purchasing inventory, paying accounts receivables, or managing seasonal needs.

Business or Equipment Flex Loan

Flexibility to finance various assets such as equipment, vehicles, or machinery with a short-term line of credit that turns into a term loan.

Business Term Loans

Purchase large assets and increase long-term liquidity.

Business Mortgage

Purchase, renovate, or refinance your commercial property.

Determining your financing needs

As you’re exploring financing solutions, this calculator can help you forecast your debt service coverage. This will help you determine whether you can currently afford the additional debt needed to boost your business.

Our working capital needs calculator will help you determine how much of a small business loan or line of credit you should apply for to cover working capital needs for the next year. Simply enter your desired annual growth rate, current assets, and current liabilities, and your target current ratio to find out what you need.

Whether you want to be rewarded for purchases or are looking for a low rate card, Citizens Bank’s Business Credit Cards offer a convenient way to make everyday purchases while improving your cash flow by extending the time between making purchases and paying for them.

Every business is different. We d like to partner with you to understand your needs so we can help customize a business lending solution for you now, while also proactively helping you plan for the future. Simply answer a few questions, and we ll contact you to discuss your best financing options.

Small Business Loan

7:00 a.m. – 12:00 a.m. EST

Ways To Apply

Or, to begin an application, call our Small Business Advice Centre at 1-866-222-3456

7:00 a.m. – 12:00 a.m. EST, 7 days a week

Small Business Loans

Loan for small business

Available Fixed or Floating Interest Rates for Small Business Loans

Flexible Business Loan Payment Options

A Business Loan 1 can help you purchase or upgrade business assets, or help with your expansion plans. The choice is yours.

Secured or unsecured options

  • Available as an unsecured loan 2 in amounts from $10,000 to $50,000
  • Also available as an asset secured loan in amounts from $10,000 to $1,250,000. Flexible security options 3 include:
    • Business real estate
    • Residential real estate (full or partial)
    • Liquid or margin security (full or partial)
    • Business assets

Flexible payment options

  • Choice of 1 to 5 year fixed-rate terms
  • Amortization up to 20 years, based upon the useful life of the asset financed

Fixed or floating interest rates available

  • Floating interest rate options based on TD Prime Rate with no prepayment penalties.
  • Fixed interest rate options available with the flexibility to make 10% principal prepayments annually without penalty.
  • No review fees.
  • Set-up fees may apply.

Protection for your Business Loan

Business Credit Life Insurance can help meet the financial obligations of your business should a person who is key to the success of your business die or suffer a covered accident. Get the coverage your business needs.

Multi-unit property mortgages

We can help you build a customized mortgage for multi-unit residential properties (5+ units).

Expand Let’s continue the conversation

Find an Account Manager, Small Business

Talk to an Account Manager about

your business needs.

Visit us in person

Talk to Us

1 Subject to complying with TD Canada Trust lending policies and criteria including confirmation of good personal credit history. Certain business documentation is required. Other conditions may apply. Set-up fees may apply. Personal guarantee(s) may be required.

Ways to Bank
Contact Us
  • Contact an Account Manager, Small Business
  • Branch Locator
  • Contact a Regional Agriculture Specialist
  • Talk to Us: 1-866-222-3456

Loan for small business


The IoT Barometer 2017/18

Detailed insight in to how the Internet of Things is transforming the world of business, and what the future holds.

Cyber Security Research: The Innovation Accelerator

How do you turn disruption into opportunity?

The Gigabit Thinking blog lifts the lid on what’s possible with today and tomorrow’s technology.

A day in the life of the connected human

Fast-forward to 2030, Sally Fuller gives us a glimpse of living in a Gigabit Society and shares an important message for enterprises.

4th year running – Vodafone is a ‘Visionary’

Gartner Magic Quadrant for Managed Mobility Services, Worldwide


Vodafone for Business

We enable businesses to connect their places, people and things


Articles, white papers, case studies, research, reports and more

Vodafone Carrier Services

Business at home