Startup Business Bank Account | Royal Bank of Scotland

We use cookies and similar technologies on our websites and mobile applications to help provide you with the best possible online experience. By using our sites and apps, you agree that we may store and access cookies and similar technologies on your device.


Cards payments

Business guidance


Cards Payments

Business guidance


Cards payments

Business guidance

International Solutions

Business bank accounts

  • Business bank accounts
  • Business bank accounts

    Business bank accounts

    Bank accounts for business startups

    Starting a new business?

    Business Banking is available to those aged 18 or over

    Our startup package is available to businesses that have been trading less

    than a year and have a projected, or existing, annual turnover under ВЈ1m

    Helping your startup business, get started!

    2 years free business banking

    What do we mean by free banking?

    Most banks charge a service charge for the day to day running of a business account.

    Charges for “Unarranged Borrowing”, “Additional Services” “Bankline Charges” are not part of the free banking offer.

    What happens when the 2 years free banking is up?

    At the end of your free banking period, you will automatically go on to the Standard Published Tariff.

    No annual fee for the Royal Bank of Scotland Business Credit Card for the first 12 months

    This offer applies to UK businesses when an Royal Bank of Scotland Business Credit Card application has been made within 6 months of opening your Business Current Account.

    • The annual fee is normally ВЈ32 per each card issued

    You could also apply for an arrangement fee-free overdraft facility of ВЈ500

    To give you the option of some extra help with your cash-flow, our startup package gives you the chance to apply for an overdraft when you’re opening your business current account (if you’re eligible).

    If you applied for a ВЈ500 limit and were succesful, there wouldn’t be an arrangement fee for the first 12 months. Typically this would be ВЈ50.

    initial agreement period (subject to status).

    • Overdraft facility is subject to application and approval.

    Applications for our fee free business credit card or ВЈ500 overdraft offer, are subject to approval

    and Royal Bank of Scotland reserves the right to change or withdraw the startup offer without prior notice.

    If you apply for any other credit facilities, security may be required and product fees may apply.

    Before applying, please read our important documents, to understand Business Banking Terms, costs of additional services and what our account charges are, outside of free banking periods

  • Leave a Reply

    Your email address will not be published. Required fields are marked *

    Post Navigation