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Contractor Insurance Allows You to Stay Focused on the Project

Contractors face unique and often dangerous risks everyday on the job. Whether you’re an electrical, excavation or plumbing and HVAC contractor, you know that in a split second accidents can happen.

Because every business is different, commercial insurance solutions for contractors can range from a standard policy to a more thorough mix of coverages. The type of contracting business you own – such as janitorial, engineering or building– as well as its size and location will affect the types of insurance you may need.

Nationwide understands the risks contractors face every day and has developed commercial insurance solutions to meet your varied needs.

Find contractor insurance packages for your type of business

Nationwide offers many types of insurance to protect wholesalers and distributors. Learn about them, then talk to an agent about the right level of coverage for your business.

Explore your options for additional protection

Helps pay for any claims resulting from an employee’s accident while driving a company vehicle, or their own vehicle while on company time.

Protect those who work for you. This coverage can replace lost wages, pay for medical treatment and protect your business and its assets if an employee suffers a serious injury.

Protect against customers’ claims for negligent acts, errors or omissions committed during business activities that result in a loss for the client.

Protects the valuable equipment you use to perform your contracting services. It can cover losses to goods that occur at your premises, while being transported to or from your premises, or while in storage.

Protect your valuable tools and machinery against damage while on the job. Common tools include those used in construction, landscaping and engineering, such as compressors, pumps, saws and other portable equipment.

Protect equipment that you have rented or leased for your business, such as forklifts, cranes and backhoes.

Get coverage to help recover losses from employee theft. Work with your agent to find the right amount of coverage for your business.

Put an emphasis on safety

Protect yourself, your employees and your customers by staying safe on the job. While not all accidents can be prevented, there are steps you can take to minimize risk. Review and share the resources below, then take our online safety training.


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