#world business news


The New York Times

Gatorade Shakes Up the Sport Drink by Going Organic

The organic version will be made up of seven ingredients, will come in lemon, strawberry and mixed berry flavors and will be sold in select markets this fall.

Alphabet Ends Effort to Create Modular Smartphone

The decision to shelve Project Ara comes after the company announced plans in May to release an early version of the product for developers.

Venture Communism: How China Is Building a Start-Up Boom

The Chinese government is lavishing benefits like free rent and cash handouts on homegrown start-ups in an effort to move beyond the factory floor.

New Balls, Please

A factory outside of Bangkok cranks out millions of tennis balls. Here’s how they’re made.

How Spy Tech Firms Let Governments See Everything on a Smartphone

The NSO Group sells expensive surveillance tools for criminal and terrorism inquiries, but critics say they are also used to track journalists and rights activists.

#business school rankings


Business school rankings

Use sliders above and click the ‘Calculate’ button to see School Data.


This table lists the metrics used in the MBA rankings from U.S. News & World Report, Bloomberg Businessweek, Financial Times, and Forbes, as well as average debt data from M7 Financial. We’ve included the source of each metric and the official definition from the source. Program size and tuition are for information only and are not used in ranking schools. The methodology of the source publication is described in the definition for each metric.

Rankings calculator methodology: How is the top 30 schools list generated?

For each metric, the top 30 schools ranked in that category are assigned points for their ranking. The top-ranked school receives 30 points and the bottom-ranked school receives one point. Schools that tie receive the same number of points. The custom ranking list is based on the sum across criteria of the weight assigned to each metric times the school’s points on that metric. The best fit list ranks the top 30 schools based on these composite scores.

Average Salary Bonus

Average starting salary & bonus for previous year MBA grads. Salary based on the number of graduates who reported data. Mean signing bonus weighted by the proportion of those graduates who reported a bonus. Copyrighted 2016. U.S. News & World Report. 120792:0116JM

Job Placement Rate

Employment rate for previous year MBA graduates 3 months after graduation. Those not seeking jobs or for whom no job-seeking information is available are excluded. Copyrighted 2016. U.S. News & World Report. 120792:0116JM

Return on Investment

Alumni at 100 schools surveyed for pre- and post-MBA compensation, career choice, and location. Schools ranked based on five year MBA gains: alumni earnings in the first five years compared to opportunity cost (2 years forgone compensation/bonuses & stock, tuition, fees). It’s assumed compensation would have risen half as fast as post-MBA salary increases had alumni not attended business school.

Low Average Debt

Average post-graduation debt for MBA graduates ranked from low to high.

Feedback from the classes of 2007, 2008, and 2009 on how their MBAs have affected their careers, their compensation changes over time, and their midcareer job satisfaction.

Number of articles published by full-time faculty in 45 selected journals weighted relative to the size of each faculty. (Research rankings here only include rank among U.S. schools.)

Percentage of previous year’s applicants to the full-time program who were accepted. Copyrighted 2016. U.S. News & World Report. 120792:0116JM

Average Graduate Management Admission Test score and average GRE quantitative and verbal scores of full-time MBA students entering the previous fall. Copyrighted 2016. U.S. News & World Report. 120792:0116JM

Dean Director (Peer) Opinion

Survey of business school deans and directors of accredited business master’s programs. Peers asked to rate programs on a scale of 1 “marginal” to 5 “outstanding” or “don’t know.” School’s score is the average of all the respondents’ ratings. Copyrighted 2016. U.S. News & World Report. 120792:0116JM

Recruiter feedback on the skills they look for in MBAs, and which programs best equip their students with those skills.

Annual Tuition Fees

For information only, not a ranking factor. Out-of-state tuition and fees cost per year for the full-time MBA program. Copyrighted 2016. U.S. News & World Report. 120792:0116JM

For information only, not a ranking factor. Total student enrollment in the full-time MBA program. Copyrighted 2016. U.S. News & World Report. 120792:0116JM

Frequently asked questions

Why create an MBA Rankings Calculator? The inspiration for the calculator was a new ranking developed by Poets & Quants. which essentially assigned a zero weight to criteria that were not focused on student inputs and outputs.

This led us to the question: why not come up with a way to let MBA applicants weight categories based on their individual preferences? This is what the MBA Rankings Calculator sets out to do.

Designed with input from prospective MBA students, this resource can help candidates save time generating a short list of schools to explore for a personalized fit.

For example, one applicant may want to emphasize low debt and ROI over competitive GMAT scores in a program. Another may choose a school based on high research performance and a strong academic reputation with deans and MBA directors. A third candidate may be primarily focused on high salaries, job placement, and employer opinion. There is no one-size-fits-all program for everyone this tool helps candidates find their best matches. Which metrics are used? Average salary and bonus, job placement, average debt, alumni advancement, return on investment, faculty research, student selectivity, average GMAT score as well as opinions of employers and business school deans and directors. What are the sources of the data? We developed the calculator with data licensed from U.S. News & World Report, Bloomberg Businessweek, The Financial Times, Forbes, and M7 Financial. The data provided are for personal, non-commercial use only, based on the copyrights and terms and conditions of the data providers. Why were these 10 metrics chosen? We tested the calculator with prospective students, including those who had not applied at the Foster School of Business. Based on student feedback, we selected diverse metrics that were important to them while creating a tool that was simple to use. How are the rankings metrics weighted? For each metric, the top 30 schools ranked in that category are assigned points for their ranking. The top-ranked school receives 30 points and the bottom-ranked school receives one point. Schools that tie receive the same number of points. The custom ranking list is based on the sum across criteria of the weight assigned to each metric times the school’s points on that metric. The best fit list ranks the top 30 schools based on these composite scores.

While these metrics are based on the methodologies of the source publications (described in the ‘Methodology’ tab), users of the calculator can weight each factor separately to create their own custom list. Why 30 schools? There are more than 60 schools included in the calculator, as different schools are included in different metric rankings. Listing 30 schools in the best fit ranking allows for a diverse range of large, medium, and small schools across the U.S. as well as a blend of private and public schools with different specialties. After the top 30 schools, there is less consistency of schools that are ranked in more than two ranking metrics. Why were only United States schools included? The majority of potential MBA students who contact our admissions staff are interested in business schools in the United States. While we do recruit students internationally, we are located in the U.S. For these reasons, we decided to focus exclusively on U.S. schools. Does the calculator give an advantage to the University of Washington’s Foster School of Business? No. The Foster School is not included in the top 30 for one metric and is ranked in the lowest quartile on other metrics. The metrics were chosen based on prospective student priorities primarily outcomes for graduates, program selectivity, and reputation with employers and school leaders.

To see the top 30 schools in an individual category, allocate 100 points to that metric and click the ‘Calculate’ button. Does the rankings calculator replace or duplicate other MBA rankings? No. The rankings calculator is a complementary tool to the existing rankings. It uses data points licensed from U.S. News & World Report, Businessweek, The Financial Times, Forbes, and M7 Financial to help potential students create a custom list of schools that fit their priorities. It also links to each of these rankings so that prospective students can explore the full set of data that each ranking offers. What makes the rankings calculator unique is the opportunity for prospective students to select their own metrics and apply their own weights. How can I share this page? The easiest way to share this page is to use the social media buttons above to post to your networks. The results from the rankings calculator data are provided for your personal, non-commercial use based on the copyrights and terms and conditions of the sources: U.S. News & World Report. Bloomberg Businessweek. Financial Times. Forbes. and M7 Financial.

How do you know which MBA program is the right fit for you?

“Fit” is a complex idea that incorporates elements like culture, location, size, business relationships, student community, and much more.
Learn more about the Foster Fit and find out if we’re the right school for you.

#business plan model


Business Model vs. Business Plan vs. Business Planning

What s a business model? How does it relate to a business plan? Or, better yet, business planning? They live together. They synchronize. Your business planning makes your business model happen. And your business plan is a regular step in your business planning. It isn t business plan vs. business model, the way some people seem to think. The business model is like a destination. The planning is how you re going to get there.

Alan Gleeson sent me a copy of the book shown here, Business Model Generation. It s also a website. and perhaps most important, a collective work on what a business model is and how to use it. With an excellent website and a very intriguing way of sharing the work, the thoughts, and the collective creativity. That part of it is fascinating, well worth the visit, even if it weren t also an excellent summary of the business model.

Just to give you the idea, here below I ve taken just a blog-sized clip from a proposed one-page business model summary. That s. taken from the web (you can click it to go to the full-size original ):

I m so glad to see this new work on business model. I confess, I ve thought of the phrase business model as just a trendy buzzword for how you make money in the business. While I think that s still true, at least to some extent, this kind of organized thinking is obviously valuable, if you use it right.

Alan, who is managing director of Palo Alto Software s UK Subsidiary, recently answered the business model vs. business plan question in a quest post on TechCrunch :

it is worth clarifying the difference between a business plan and a business model. A business plan details the business opportunity you are seeking to exploit. A business model takes the form of either a simple verbal description or a one page visual representation.

Alan also adds this important note about what a business plan really is:

modern business planning is flexible, agile and concise, and more about goal setting than bound physical documents. This planning process brings numerous benefits for the entrepreneur, not least an ability to look at the operation holistically, to ensure internal focus and to ensure that cash flow management is a key priority.

I said above that the business model is like a destination, and the planning is how you get there. Let me add that the planning I recommend isn t just a map, or a route; it s that plus a GPS and real-time traffic and weather information. And in that analogy, the business model is the destination.

Thanks for the reminder. I actually got a copy of this book a few months ago and it promptly got buried under more books. This makes me want to use for a new project I m working on.

I think business planning needs to take a step beyond both business plans and the business model concept.

My understanding is that business models are that which establishes a business mission, process, marketing strategy and executes them to test viability strengths and ultimately success. Once the test is done return to the model to improve it.

That said I believe one should simply make use of a tried business plan build the model, around it restructure retry until it is found sound. Such a model can be used and reused as a template for businesses in that particular industry/market.

The one-page Business Model contains no numbers or mention of competitors or risks. Its purpose is to explain the landscape and the mission. The Business Plan s purpose is to convince (e.g. potential investors and partners) that the mission is attainable (despite the competitors and risks). The Strategic Plan provides the details of the how to achieve the goal the actual path and timeline. I would like to see a unified process defined for creating the three documents in sequence.

simplulo, thanks for the comment, but I disagree with the business plan s purpose is to convince . The situation and context defines the purpose of a business plan. For example, my favorite business plans have the purpose of setting the steps into the right sequence, and defining the metrics, and layout out meaningful projections, to help manage and steer the business; to be used by the business owners. Of course some business plans do, indeed, have the purpose you suggest; but that s far from universal. And a lot of us would define a strategic plan differently than you do, but there again, you re definition is as right as anybody else s, as long as you don t try to say that s universal. I don t think of a strategic plan as defining the actual path and timeline. My point: it s not as simple and well defined as you suggest.

Agreed, but it wasn t my intention to provide details, rather to express the need that led me to this page (and many others). I gave three sentences, one for each document in a sequence, followed by the takeaway: I would like to see a unified process for creating the three documents. Among the many business-plan structures I found was one whose sections mapped neatly to regions of the Business Model Canvas: 1. Marketing Plan, 2. Operational Plan, 3. Financial Plan. That was a start.

How LivePlan makes your business more successful

If you re writing a business plan you’re in luck. Online business planning software makes it easier than ever before to put together a business plan for your business.

As you ll see in a moment LivePlan is more than just business plan software though. It s a knowledgable guide combined with a professional designer coupled with a financial wizard. It ll help you get over the three most common business hurdles with ease.

Let s take a look at those common hurdles and see how producing a top notch business plan sets your business up for success.

#quick business loans


NAB QuickBiz Loan

This loan is available only as fixed interest rate principal and interest loan for a 12 or 24 month term with monthly repayments at a rate of 13.85% per annum. Variable rate loan and interest only loans are not available. Economic costs may be payable if you terminate early. If this does not work for you, we have other loan options that may better suit your needs.

You can only receive funds from one approved NAB QuickBiz Loan every 90 days.

Fast online decision is subject to credit assessment and ID verification

This loan is only available for loans which are wholly or predominately for business purposes. This loan cannot be used to make payments to the Australian Tax Office.

Your business must have been in operation for at least 12 months and have a valid Australian Business Number (ABN).

You need to be at least 18 years or older to apply and hold an Australian citizenship or permanent residency.

This loan is only available for sole traders, business partnerships with 2 or less individual partners, and companies with 2 or less directors borrowing in their own right. It is not available for joint borrowers who are not partnerships, or partnerships where one or more partner is a company. It is not available if you are borrowing as trustee of a trust.

Any shareholders of companies listed in the application must be individuals, and not companies.

If you are an existing NAB Customer, you must have operated all accounts in accordance with the terms of those accounts.

If you are an existing NAB Customer, you can only apply for this loan if you have less than $1m in existing business lending and less than $100k in unsecured business lending with NAB (inclusive of this application).

You must have an Australian bank account, in the same name as your business, to receive your funds.

NAB may have other options which suit your business better if you do not meet the conditions for this loan. You can contact us 13 10 12 to discuss.

#candle making business


How to Start a Candle Making Business

Decide what type of candle you would like to make. When you’re first starting out, it’s best to stick with one or two products. In candles, making container candles is probably the simplest, but you can also make mold candles or taper candles. [1]

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Pick a wax to work with. Waxes come in several main groups. Which group you choose is mostly based on preference.

  • One group is paraffin, which is a by-product of petroleum. You can find it in a variety of melting points, depending on what type of candles you are making. For instance, you need a higher melting point for tapers than you do for container candles. [2]
  • Another type of wax is beeswax. Beeswax is a product that bees make, so it has a natural, light honey smell. Some people prefer this wax because it is all-natural, though others will mix beeswax with other waxes for their candles. [3]
  • A third category of waxes is vegetable waxes, where soy is probably the most popular. One benefit of soy wax is it is pure white, and it also doesn’t shrink up when you pour it, which means you don’t have to pour wax more than once. Bayberry wax is also in this category. [4]

Learn the technique. One of the simplest ways to learn how to make candles is to take a class in your community. You may be able to find one with your local parks and recreation department or even at your local community college. However, you can also find a wide variety of tutorials online. In fact, you’ll likely be able to find all you need to know online if that is your preference. [5]

  • You can also check out books from your local library about candle-making.

Practice the technique. Before you start selling, you need to take time to build up your skill. Try working a little bit each day on your business, starting with practicing a bit each day.

#business venture ideas


Five months into my #Helen4SG campaign

I said at the outset that this campaign would be a marathon, not a sprint, and so it has proved to be.

The UN Security Council has now conducted three indicative ballots. I am still positioned in the middle of the pack.

Media interest continues to be high, not least on whether the UN might follow the lead of other major countries and organisations and look seriously at appointing a woman SG.

It was pleasing to see the outcome of a survey of UN staff which rated me highly for the position. The UN’s greatest asset is its dedicated staff. The bureaucratic systems don’t serve them well. I would want to work closely with staff to build the best, most responsive, most effective UN there could be – the world’s peoples and our staff deserve no less. In the end our work is all about people.

The New Zealand Herald editorialized on the contest on Thursday; their theme – is Helen too strong? One would hope strength of character would be a prerequisite for the position! http://m.nzherald.co.nz/nz/news/article.cfm?c_id=1 objectid=11702283

The NZ Herald also covered the outcome and implications of the third straw poll: http://linkis.com/www.nzherald.co.nz/n/APO9G

The next indicative poll will be conducted at the UN Security Council next Friday – 9 September. Following the Leaders’ week at the UN General Assembly beginning Monday 19 September, the final indicative poll will be held on Monday 26 September. It is then expected that that the UNSC will move to ballots where coloured cards – code for vetoes – by Permanent Members are used in the first week of October.

#business networking sites


Business Social Networks

Updated March 25, 2016.

Business social networks can provide the cornerstone to recruiting efforts for a company and can be a great asset to the hungry professional hoping to leverage their business contacts in order to improve their job. Focused on business, these social networks provides the tools needed to reach out and make business connections, find new jobs, or find specialized job seekers.

Whether you are looking for a promotion or looking for new opportunities, social business networking can be just the thing to advance your career. Business social networks are also a boon to recruiters looking to fill urgent vacancies.


Image of Company Loop.

CompanyLoop is a business social network aimed at workers in the same company. By restricting access to only co-workers, CompanyLoop allows you to connect with your fellow employees and share knowledge specific to your business. Not only can you stay up to date with your co-workers, you can find the people you need to get your tasks done faster. More

Continue Reading Below


Image of DoMyStuff.

DoMyStuff is a social network designed to connect people who want stuff done to people who will do it. DoMyStuff allows everything from household chores to business tasks to be outsourced to thousands of assistants bidding on the jobs. An alternative to hiring a temp agency to fill short-term needs, DoMyStuff is also a good site for people looking to do odd jobs. More


Image of DOOSTANG.

DOOSTANG is a business social network marketing itself as an exclusive career community for top young professionals. To become a member, you must either be at a company that is hiring or have an invite from a current member. While the idea is to raise the level of talent in the job seeker pool, whether this is actually true is open for debate. More

Continue Reading Below

Fast Pitch

Image of Fast Pitch.

Fast Pitch connects enterprising professionals to other professionals and is a great way for job seekers to become involved with potentially their next boss. It also provides tools for businesses to market themselves and helps drive traffic to the business website. In this way, it is a great business social network for entrepreneurs. More


Image of Konnects.

Konnects is a business social network aimed at the young professional who wants to start building a network of contacts. It is also geared toward the new business looking to start their own community and offers the tools needed to promote the business. More


Image of LinkedIn.

LinkedIn is the most popular business social network and one of the most recognizable social networks in the world. Focused on helping professionals maintain their list of connections, LinkedIn also provides invaluable information on companies and is a great resource for job seekers and for filling job vacancies. More


Image of PairUp.

PairUp takes a step away from the standard business social network by focusing on the frequent business travel. Providing the tools to share travel plans and alert colleagues that you are arriving in town, PairUp is a great resource to cope with changing itineraries. More


Founded in late 2001, Ryze was one of the first social networking websites. With the ability to set up company networks, Ryze is a great destination for businesses wanting to get more done on the web. It is also great for professionals who want to create their own business networks and connect with other professionals. More


Spoke is a business social network that specializes on the recruiting aspects of social networks. Unlike many other social networks for professionals, Spoke is an open-ended network that allows businesses to search through the database and tailor their recruiting efforts to a specialized audience. More


XING is one of the oldest business-oriented social networks. With over six million professionals using the service every day and conducting business in 16 different languages, XING is a world leader in business networking. An excellent site for keeping track of your business contacts, XING can also help employers fill job vacancies and help young professionals land their fist big job. More

#business invoices


Fast, easy and unlimited invoicing!

Available when you invoice:

Whether you want to send an estimate to help close the sale or a receipt once payment is received, we’ve got you covered for the full invoicing cycle! See what else our invoice software has to offer.

  • Unlimited professional invoices
  • Accept credit card payments
  • Works with any sales tax
  • Track payments, partial payments, overdue invoices

Works seamlessly with Wave’s free accounting tools

All your income appears in all the right places in Wave’s accounting tools. You’re always caught up with your bookkeeping, and tax time is a snap. There’s no extra charge: Wave’s invoicing and accounting tools are totally free.

  • Add custom messages to invoices
  • Mac-friendly
  • Automate reminders on late payments
    • Your choice of template
    • Match colors to your logo

    Issue estimates to customers upon request, and then convert those estimates into invoices when you do the job.

    Information in the cloud

    All you need is a web browser and Internet connection, and you can access your Wave account anywhere, from any computer. There’s never anything to update or install.

  • Invoice for multiple businesses at once
  • Free online support and premium phone support
  • Create estimates and quotes
  • Duplicate existing invoices
  • Sell in multiple currencies

    Your customers will appreciate receiving invoices in their own currency. Wave does the conversion for you.

  • Customize your payment terms
  • Smart invoice numbering
  • See when invoices are viewed
  • Add your own logo
  • Create receipts
  • Recurring invoices
  • Look great, your way

    Customize your invoices to make them perfectly you. Choose a template, upload your own logo in seconds, and even pick a color scheme that matches your look. The result: Clean, professional invoices that let you shine.

    No limits

    Send as many invoices as you want, to as many customers as you want. All invoicing features are unlimited, and creating and sending invoices is always free.

    Recurring invoicing and other time savers

    Whether you invoice your customers at the beginning of the month, end of the month, or every second Tuesday, recurring invoicing works within your schedule.

    Invoices work seamlessly with Wave’s free accounting tools. Sign up now or see the full list of features!

    Accept credit cards, instantly!

    Invoices get paid 11 days faster on average when you accept Visa, MasterCard, American Express and Discover. You’re already set up! Just pay standard processing fees.

    #business profiles


    Instagram will let you run a business profile if you have a Facebook Page

    Staff Writer, Macworld

    Soon, business owners will be able to tap into new tools on Instagram, as long as their business has a Facebook Page.

    On Tuesday, Instagram introduced a set of new features to allow business owners to better engage with customers using Instagram. These new business tools include official business profiles, analytics, and the ability for business owners to create sponsored posts directly in the Instagram app.

    “With so many companies using Instagram, and many people on the platform interacting with them, there was a desire from our business community to do more. So we listened. And, after hundreds of interviews with businesses, three key needs became clear—stand out, get insights and find new customers,” reads the Instagram for Business blog post announcing the new features.

    Instagram’s new Insights for businesses.

    According to TechCrunch. however, in order to qualify as a business on Instagram and be able to use these new features, your business will have to have an official Facebook Page.

    “In doing that, it gives us the payment credentials, as well as if they want to pre-populate some of the information like their street address, the phone number, and the website,” Instagram’s Global Head of Business and Development James Quarles told TechCrunch.

    Once an Instagram account gets recognized as a business profile, they can include a Contact button so followers can reach out via calling, texting, or emailing. Instagram says that this new feature will make it easier for business owners to reply to their customers’ concerns because right now a lot of valid feedback gets lots in the comments section. With an Instagram business profile, you can also include directions to your retail location, as well as access insights (analytics) and create promoted posts.

    As with Facebook posts, business owners will be able to promote a photo after it has been posted and turn it into an ad. They will be able to include a call-to-action button, select a target audience (or get Instagram’s analytics to suggest an audience) and pick how long the photo should be promoted.

    According to Instagram, these new business tools will begin rolling out in the next few months in the U.S. Australia, and New Zealand, and they will be available worldwide by the end of the year.

    Oscar Raymundo Staff Writer

    Oscar writes about the best iOS apps, mobile culture and digital music. He also hosts the weekly ‘iPhone Show’ from Macworld’s San Francisco HQ.
    More by Oscar Raymundo

    #small business cards


    Best Credit Cards for Small Businesses

    Francesco CorticchiA & Mdash;Getty Images

    See this year’s top picks for budding entrepreneurs and established owners.

    MONEY and NerdWallet have picked the best credit cards in five different categories: cash back. borrowing. travel rewards. student. and small business cards. Most of our picks assume you are using cards strategically to maximize rewards, and paying off your bill each month to avoid fees and finance charges. MONEY also went one step further this year to add an easy choice the best no-muss, no-fuss, no-annual-fee option.

    Easy Choice: Capital One Spark Cash Select for Business

    • APR: 0% on purchases for nine months; then 13% to 21%
    • Annual fee: $0
    • Sign-up bonus: $200 after spending $3,000
    • Rewards: 1.5% cash back on all purchases
    • Why it s a winner: For stable, successful small businesses, Spark is an all-around winner, with no annual fee and cash back on every dollar spent. If your firm s outlay is $5,000 a month, for instance, you ll clear $2,000 back in two years, factoring in the $200 sign-up bonus. Add employee cards for free to boost your rewards.
    • Caveat: If your business maintains revolving balances, find a card with a lower financing rate.

    Best for Borrowing: U.S. Bank Business Edge Platinum

    • APR: 0% on purchases and balance transfers for the first year; 10% to 18% after that
    • Annual fee: $0
    • Why it s a winner: The U.S. Bank Business Edge Platinum is ideal for bootstrapping startups, debt-carrying small enterprises, and other small-business owners for whom borrowing costs are paramount. It offers the lowest APR without incurring an annual fee. You also get a year s worth of runway to pay off big purchases or tide you over until cash flow picks up.
    • Caveat: With no rewards or sign-up bonus, this no-frills card is really only for businesses with ongoing debt.

    See all of MONEY s picks:

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