#business networking

#

Chester

Established for over 4 years, this is the Network that connects diverse, successful, ambitious Businesses in the Chester, Flintshire, Ellesmere Port, Wirral, Deeside and Wrexham Industrial Estates.

Every monthly lunch time event is carefully planned, to ensure our members are meeting the people they want to meet. Our well thought table plans, and detailed member knowledge, allows members and guests to network with purpose, in a relaxed environment, where the focus is building long term relationships, based on a principle of “know, like, trust”.

Come and join us at

Thursday 15th September

The Double Tree by Hilton

Come and join us at

Thursday 15th September

The Double Tree by Hilton

Contact Me

If you would like to know more about The Business Network Chester, please get in touch, check out our members blog here. or why not follow us on Linked in. Twitter. or Facebook ?

Tracy Griffiths T: 0844 310 1400

Hayley Brown T: 07554 668 712

News

Great group today – yes – lots of members away taking well earned breaks – but around 70 who still like to connect, communicate, collaborate – even when the sun is shining! Read More.

Visit the National Site

Find out what’s happening across The Business Network.

What members and guests say

“I have been a member of The Business Network Chester from the start and always come away from the seminars and lunches with great new connections, leads and a feeling that I am getting to know the business community in Chester more and more with every visit. At Clatterbridge Cancer Research our approach is very much long term and that suits the ethos of BNC, it’s not about hard sell and more about long term relationships and building up connections. This year Tracy has gone above and beyond and took part in our major fundraising event Come Dancing, as you would expect she gave it 110% and is our reigning champion! Huge thank you to Tracy and Hayley for really making us welcome every month and bringing a real benefit to the team at CCR”

Laura Irving
Clatterbridge Cancer Research

A Business Network franchise owned and operated under licence by Tracy Griffiths
Threeways, 32 Shepley Drive, Hazel Grove, Stockport, Cheshire, SK7 6LE. t 0844 310 1400 m 07768 926602
Copyright Partners, Mr R Bennett and Mrs H Bennett (T/A The Business Network) 1993-2015 All Rights Reserved – Terms and Conditions



#business simulation games

#

Business is Like A Game

Play online

Virtonomics (since 2006) is a business strategy game based on real world economy, business, entrepreneurship and management principles. The purpose of the game is to create a profitable and competitive business. Each player receives a starting capital, which can be used to develop the virtual company according to their own unique scenario. Users customize their business goals, strategies and tactics.

Virtonomics is highly versatile – Players choose their own business goals, strategies and tactics. As in real life, individuals are able to venture into Retail, High Tech, Manufacturing, Agriculture, Medicine, etc. Every business can be highly profitable – all it takes is knowledge and determination to pursue one’s goals.

Gamification for business and education

The use of gamification to engage users in solving various problems has been utilized by businesses and various educational institutions globally. Various business simulations have been created to assist and assess employees and students. Major businesses and universities have already deployed or will soon be deploying gamified applications.

Virtonomics offers a unique edge – our virtual economy is managed by its users! All the actions and interactions in the game are made with and by real people. During the gameplay, players gain specific knowledge in: leadership, interpersonal communication, team work, global business development and operations.

Business simulation

A large and proactive user base of Virtnomics creates a highly realistic resemblance to the real world’s economy: free-markets, trade, production and partnership.

One of the most life-like experiences players find during the gameplay is that the game has no linear simulation scenario. There is no preset algorithm for winning or losing. Players have endless possibilities to reach their unique business goals.



#buying a business

#

smallbusiness.wa.gov.au

Buying a business

Buying an established business requires a major commitment of time, money and energy. Doing your research before making a decision is essential.

The process for purchasing a business generally follows these steps:

Understanding the advantages and disadvantages of buying a business

Advantages of buying an established business include:

  • initial establishment and ground work has been done
  • client base is established
  • there is an existing market for the products/ services
  • a proven financial record that could make it easier to access finance.

Disadvantages of buying an established business include:

  • you may need to honour or renegotiate outstanding contracts
  • the current staff could prove hostile
  • you may need to invest additional money to make the business successful.

Identifying the right business

What is the ‘right’ business will vary, depending on your particular needs and lifestyle.

Before selecting a business check you:

  • are physically, financially and emotionally suited to the business
  • have the necessary skills, experience, time, resources, vision and commitment to make this business a success
  • will benefit from this opportunity, bearing in mind your personal circumstances.

Businesses for sale are usually advertised in newspapers, industry magazines, and the internet. Your accountant may also be able to assist, while business brokers and commercial real estate agents are also excellent resources. The Business Brokers Association (WA) can assist in finding a broker.

Analysing the chosen business

Not all businesses for sale are a good investment. Before buying you need to understand exactly what you are paying for.

  • conduct due diligence and evaluate the risk
  • have the business independently valued
  • assess existing employees against your business needs
  • investigate taxation requirements.

Due diligence and evaluating risk

Due diligence involves undertaking a thorough review of the business to determine the likelihood of its future success.

You will need to obtain the following information:

  • Certified financial statements for the previous three years.
  • A balance sheet to identify assets and liabilities.
  • A list of the plant, equipment, fixtures and fittings the vendor intends to sell, along with a current valuation and associated warranties and guarantees. Before buying, confirm they can prove ownership.
  • If the premises are leased, a copy of the lease agreement.
  • If the business is a franchise, a copy of the franchisor’s disclosure statement. Learn more about buying a franchise .

TIP: Do not sign any offers or pay any money until you have been provided with all the above, you have assessed the business and taken independent professional advice.

Reduce the risks in buying a business by making sure all plant and equipment is in good working order, checking the vehicles are licensed, and that there are no interests on the property being sold. You can check this online via the Personal Property and Securities Register .

Have the business independently valued

An independent valuation will confirm that you are paying a fair price. There are three main methods of valuing a business.

  • Return on investment = net profit x 100 ÷ price
  • Asset value = assets of the business + goodwill
  • Market value = turnover x industry multiple. (This is rarely used for retail businesses).

Existing employees

If staff will be transferring with the business you need to be aware of your responsibilities. Specific requirements regarding the transfer of a business and employee entitlements will vary according to which industrial relations system the business is covered by.

For state system employees visit the Department of Commerce website and for national system visit the Fairwork Ombudsman website.

Taxation

Unless sold as a going concern, you will need to account for GST on the sale of the business. You also need to ensure all Australian Tax Office (ATO) requirements are met

Speak to an accountant or tax professional to understand your tax obligations or visit the ATO .

Making an offer

Once you decide to purchase the business the next step is to make an offer to the vendor.

There is no standard documentation when buying a business. If you are not using a real estate agent or business broker you are likely to need a lawyer to draw up a legally binding offer and acceptance.

For your own protection make sure all promises and undertakings given by the vendor are confirmed in writing. Your lawyer should include appropriate conditions in the offer. This will allow you to withdraw your offer, without penalty, if the vendor does not meet these conditions.

After you agree on the price and terms of sale you will need to arrange the transfer of licences and registrations. For more information go to our licences and permit section.

More information



#business website

#

6 Reasons Why a Website is Important for your Business

A simple question, What is a website? In its bare form, a website is a single domain that consists of different web pages. We should all know that by now, but surprisingly what we don t all know, is the benefits a website can provide for your business and its shocking to witness how many business don t actually have a website or online presence!

If you have a business and don’t have a website, you are losing out on great opportunities for your business. A website itself can be used to accomplish many different marketing strategies to help your business grow.

As a business owner, you need to know where your consumers are. But what if consumers know your business and what you can offer, but they can’t reach you? That is one of the risks you take by not having a website for your business.

What are some other benefits of having a business website?

Cost Effective
You know exactly how much your website is going to cost you and it s ongoings a brick and mortar store, on the other hand, is susceptible to many out of the ordinary occurrences which could blow out the costs such as leaving the lights on, theft, damage, extra staff etc.

A strategically developed website and online presence solution provides tremendous benefits and costing outlines.

Accessible around the clock
Your website and social media accounts are accessible 24/7/365. Imagine that you want to buy from a store. You put in all the effort required to go to the store, but when you get there, it s closed. We all know how irate we feel in that situation. You ll think twice about going back given the bad taste its left (ok might have been your fault for not checking but hey, this is proving the point here!). You will just find another store that is more easily accessible.

Since your website is operational around the clock, from the convenience of the local coffee shop, their couch or their bed, your customers and clients can easily access your website and services.

Convenient
What is more convenient: driving outside to look for different stores that are available to shop in, or sitting in the comfort of your own home and shopping for the products you re looking for? Pretty obvious answer, unless you like aimlessly driving around. Smart businesses realise this and thus have their own website housing their products and services so that potential customers can browse online for the products they want to purchase.

Credibility
By building a website you are giving your business the opportunity to tell consumers why they should trust you and the testimonials and facts to back up those opportunities. Believe it or not, most people will search the internet for a product or service before the purchase to check the credibility first. When you provide good service or product, positive word-of-mouth about your business is likely to spread. Which in turn, delivers more repeat and new business.

People tend to trust a business after they have done business with it. Using your website, you can continuously serve consumers online and increase your credibility as a business owner.

Sales
Without sales, or selling more than you spend, your business is doomed. By having an online presence you allow for the sale of your products or services around the clock to whoever whenever with no or hardly any limitations; Unless you run out of stock or overworked, but that s a good problem to have right! Giving your business the online presence it deserves is crucial to your brand and accountants smile.

In short, being visible worldwide means you are very likely to gain more customers. The more customers and visitors you have, the more sales you will generate. The more sales you generate the happier you and your shareholders will be!

Marketing
Having a website and online presence strategy allows you to market your business online. There are lots of marketing strategies you can use to advertise and market your business. All online marketing strategies have been proven to be effective. Which ones you choose depends on the type of business you are in. Speak to us to see which are best for your business.

Bottom Line
It is imperative for every business to have a website. The more professional your website is, the more advantages you can gain. Feel free to let us know your thoughts by commenting on our Facebook Page .

You might also want to check out our services page. Let us help you develop an effective website solution for your business, tailored to honing in on your prospective clients.



#business travel

#

Welcome to CT Business Travel

CT Business Travel has become one of the UK’s leading corporate travel management companies. providing outstanding service is at the company’s core and this is reflected in our impressive portfolio of clients who continue to use and value our services year in, year out.

At CT Business Travel we continuously invest in our teams and technology to allow us to provide an unparalleled Corporate Travel Service. Your account is closely monitored by a dedicated account manager and travel consultant team leader to ensure that your travel policy and expectations are met down to the last detail. Regular review meetings are held between you and our team to ensure you are getting the service and savings you require.

Our ethos for a
Modern Traveller

We don’t ask you for contracts

We source the best fares and give you the choice

We focus on personal service and account management

What We Offer

Specialists in global business travel management

Account based bookings – with no tie in

Negotiated rates with airlines and hotels on your behalf

Management reporting included as standard

Enforcement of your travel policies

Free online booking portal with customised staff controls, reporting and built approval process



#business funding

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Knowledge Base

Foundations typically fund nonprofit public charities, as defined in Section 501(c)(3) of the Internal Revenue Code. These are organizations whose purposes are charitable, educational, scientific, religious, literary, or cultural. The small number of foundations that give to individuals typically do so to help pay for educational expenses or support artistic or research projects.

By and large, foundations do not make grants to for-profit enterprises. If you are seeking funds to start a for-profit business, please consult the resources below for more information. You might also consult the business section of your local public library, or economic development agencies in your city, county, or state.

Social enterprises

If your for-profit business has a strong social mission, it might be considered a social enterprise. Social enterprise, also known as social entrepreneurship, broadly encompasses ventures of nonprofits, civic-minded individuals, and for-profit businesses that can yield both financial and social returns.

A small but growing number of foundations may provide program-related investments (PRIs) to social enterprises as well as nonprofits. PRIs are low-interest loans that a foundation can give to organizations or projects that match the funder’s giving interests.

See also our related Knowledge Base articles:

Selected resources below may also help.



#buying a business

#

Buying a Business: What You Need to Know

For some people, buying an existing business is a better option than starting one from scratch. Why? Because someone else has done much of the legwork for you, such as establishing a customer base, hiring employees, and negotiating a lease. Still, you’ll need to do some thorough research to make sure that what you see is what you’ll get.

What Type of Business Should You Buy?

Look for a business that has some connection to types of work you’ve done in the past, classes you’ve taken, or perhaps skills you’ve developed through a hobby. It’s almost always a mistake to buy a business you know little about, no matter how good it looks. For one thing, your lack of knowledge about the industry might cause you to overpay. And if you do buy the business, you’ll have to struggle up a steep learning curve afterward.

But do try to choose a business that you’re excited by. It’s easier to succeed in business when you enjoy the work you’re doing. To learn more, read Start the Right New Business for You.

Finding a Business to Buy

As you begin your hunt for the perfect company, consider starting close to home. For instance, if you’re currently employed by a small business you like, find out whether the present owner would consider selling. Or, ask business associates and friends for leads on similar businesses that may be on the market. Many of the best business opportunities surface by word of mouth — and are snapped up before their owners ever list them for sale.

Other avenues to explore include newspaper or online ads, trade associations, real estate brokers, and business suppliers. Finally, there are business brokers — people who earn a commission from business owners who need help finding buyers. It’s fine to use a broker to help locate a business opportunity, but it’s foolish to rely on a broker — who doesn’t make a commission until a sale is made — for advice about the quality of a business or the fairness of its selling price.

Research the Business’s History and Finances

Before you seriously consider buying a particular business, find out as much as you can about it. Thoroughly review copies of the business’s certified financial records, including cash flow statements, balance sheets, accounts payable and receivable, employee files including benefits and any employee contracts, and major contracts and leases, as well as any past lawsuits and other relevant information.

This review (lawyers call it “due diligence”) will not only help you understand how the company ticks, but will alert you to potential problems. For instance, if a major contract like a lease prohibits you from taking it over without the landlord or other party’s permission, you won’t want to finalize the deal without getting that permission.

Don’t be shy about asking for information about the business, and if the seller refuses to supply it, or if you find any misinformation, this may be a sign that you should look elsewhere. For an extensive list of questions you’ll want answered before committing to a purchase, see The Complete Guide to Buying a Business . by Fred S. Steingold (Nolo).

Closing the Deal

If you’ve thoroughly investigated a company and wish to go ahead with a purchase, there are a few more steps you’ll have to take. First, you and the owner will have to agree on a fair purchase price. A good way to do this is to hire an experienced appraiser. Next, you and the business owner will agree on which assets you’ll buy (such as a building and equipment) and the terms of payment. Most often, businesses are purchased on an installment plan, with a sizable down payment.

After you have outlined the terms on which you and the seller agree, you’ll need to create a written sales agreement and possibly have a lawyer review it before you sign on the dotted line. One good resource is The Complete Guide to Buying a Business . by Fred S. Steingold (Nolo), which contains a fill-in-the-blank sales agreement. Or if you’d prefer to hire a lawyer for help with this document-intensive process, Nolo’s Lawyer Directory will provide you with detailed personal profiles of lawyers in your area — all of whom have taken a pledge to treat their clients with respect.



#better business bureau

#

Better Business Bureau: Trump Lied About Our Ratings

The Council of Better Business Bureaus is calling out Donald Trump for what appears to have been a brazen effort to mislead the Fox News hosts who moderated last week’s Republican presidential debate, as well as the millions of Americans who tuned in to watch last Thursday night.

During the debate, the moderators and Trump’s opponent, Florida Sen. Marco Rubio, brought up the subject of Trump University, a now-defunct business that Trump established to sell supposedly educational courses and seminars on entrepreneurship. Trump University is currently being sued for fraud by numerous former students, who said that they were pressured to take on debt to pay for tens of thousands of dollars in fees and that the company did not deliver the type of educational experience it promised.

Related: Trump Numbers Are Falling – How Far Can They Go?

On stage last week, Trump angrily challenged criticism of Trump University, insisting that the organization had a “98 percent” approval rating among its students.

But it was when Rubio brought up the company’s D- grade from the Better Business Bureau that Trump really started to get creative.

He conceded that at one point the company did have a D- rating from the Better Business Bureau, but he said the rating was poor only because Trump University hadn’t bothered to submit data to the BBB. He insisted that the grade was subsequently “elevated to an A” once the data was supplied.

“The only reason that is was a D was because we didn’t care — we didn’t give them the information. ” Trump said. “When they got the information it became an A.”

Related: Here’s Why Donald Trump’s Lies May Be Good for U.S. Politics

During a commercial break, Trump was given a fax from his staff, which he handed to Fox moderator Bret Baier. He later posted the document on Facebook. It appeared to be a BBB Business Review giving Trump University (actually, Trump Entrepreneur Initiative, after a 2011 name change) an A grade.

At least one news organization reported, at the time, that the document appeared to have been faxed to the Fox News set by the BBB itself.

On Tuesday, the Council of Better Business Bureaus issued a detailed statement setting the record straight.

“BBB did not send a document of any kind to the Republican debate site last Thursday evening,” it read. “The document presented to debate moderators did not come from BBB that night.”

It continued, “Trump University does not currently have an A rating with BBB. The BBB Business Review for this company has continually been “No Rating” since September 2015. Prior to that, it fluctuated between D- and A+. The document posted on social media on Thursday night was not a current BBB Business Review of Trump University. It appeared to be part of a Business Review from 2014.”

Related: Irony Alert: Trump Is Upset that Ted Cruz Is Lying

More damning, though, was the BBB’s account of how Trump University’s rating went from a D- to an A. The BBB said that, despite Trump’s claims to the contrary, the rating was never increased as a result of new information received from the company.

What happened is that as Trump University failed as a business, it stopped attracting new students, and with no new students, there were no more complaints filed to the BBB.

“During the period when Trump University appeared to be active in the marketplace, BBB received multiple customer complaints about this business,” the statement said. “These complaints affected the Trump University BBB rating, which was as low as D- in 2010. As the company appeared to be winding down, after 2013, no new complaints were reported.

“Complaints over three years old automatically rolled off of the Business Review, according to BBB policy. As a result, over time, Trump University’s BBB rating went to an A in July 2014 and then to an A+ in January 2015.”

Related: Trump’s Net Worth Isn’t His Only Claim That’s Fake

In other words, Trump was lying about Trump University’s rating on national television, and even provided misleading documentary evidence in real time to help him make his case.

In a sane campaign season, this sort of thing would be utterly disqualifying, but whether it will have much effect on Trump’s core support is doubtful. The billionaire’s supporters have proven remarkably immune to factual arguments about Trump’s obvious deficiencies as a candidate, and uninterested in proof that he frequently lies to them .



#small business administration

#

Small Business Administration – SBA

DEFINITION of ‘Small Business Administration – SBA’

The Small Business Administration (SBA) is a U.S. government agency, formulated in 1953, that operates autonomously. This agency was established to bolster and promote the economy in general by providing assistance to small businesses. One of the largest functions of the SBA is the provision of counseling to aid individuals trying to start and grow businesses. On the agency’s website, (SBA.gov ), there is a wealth of tools to assist small businesses including a small business planner and additional training programs. Localized SBA offices throughout the United States and associated territories offer in-person, one-on-one counseling services that include business plan writing instruction and assistance with small business loans .

BREAKING DOWN ‘Small Business Administration – SBA’

The SBA offers substantial educational information with a specific focus on assisting small business startup and growth. In addition to educational events offered on the SBA’s website, local offices also provide more personalized special events for small business owners.

The History of the SBA

The SBA was established by President Eisenhower through the signing of the Small Business Act in the summer of 1953. In its more than six decades of existence, the SBA has been threatened on numerous occasions. The House of Representatives, controlled by the Republican party in 1996, had the SBA slated to be eliminated. However, the agency survived this threat and went on to receive a record budget in 2000. The SBA faced further threat by President Bush and his administration. Though attempts to cut the agency’s loan program saw significant resistance in Congress, the SBA’s budget was cut repeatedly each year, from 2001 to 2004, when certain SBA expenditures were frozen altogether.

The SBA Loan Program

The loan programs offered by the SBA are among the most visible elements the agency provides. The organization does not offer grants or direct loans, with the exception of disaster relief loans, but instead guarantees against default pieces of business loans extended by banks and other official lenders that meet the agency’s guidelines. The number one function of these loan programs is to make loans with longer repayment periods available to small businesses.

The Future of the SBA

As of 2016, despite numerous attempts to do away with the SBA entirely, many political officials and offices continue to support the agency. President Barack Obama and his administration have continually supported the SBA and remain backers of a substantial budget allotment for the agency. The SBA’s ability to offer loans has also been significantly strengthened by the American Recovery and Reinvestment Act of 2009 and the Small Business Jobs Act of 2010.



#business blogs

#

Top 100 Business Blogs and Their Most Popular Articles

Home » Ecommerce Resources » Top 100 Business Blogs and Their Most Popular Articles

After researching for more than two weeks, it s finally done! Here are the best 100 business blogs about ecommerce, SEO, conversions and marketing, and the most popular articles from each one. It s a comprehensive list of tremendous resources, so please make sure you bookmark it for later reference if you don t have 48h straight to binge it right now. Also, please consider to tweet or share it on Facebook if you think it s a valuable resource.

OK, let s get the party started:

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