#stock market news


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Markets and Macroeconomics

#business news


02 Sep Exchequer returns for August show a significant fall in revenues collected during the month.

02 Sep US employment growth slowed more than expected in August after two straight months of robust gains and wage gains moderated.

02 Sep Tech giant Samsung has said it is suspending sales of its latest flagship smartphone Galaxy Note 7, as reports of exploding batteries threaten to damage the reputation of the South Korean electronics giant.

02 Sep Telecoms firm Eir has recorded its first year of annual revenue growth since 2008.

02 Sep Minister for Finance Michael Noonan has claimed that the EU Commission’s ruling over Apple’s tax operations in Ireland was an “attack on our corporate tax regime”.

02 Sep Heavy machinery maker Caterpillar has said it could lay off about 2,000 employees at a plant in Belgium, as it considers shifting production to other facilities as part of a restructuring programme announced last year.

02 Sep Irish Residential Properties REIT, or I-RES, is seeking planning permission for 492 apartments as well as retail space in Sandyford in Dublin.

02 Sep Peer-to-peer lending platform Linked Finance says 21 SMEs raised €600,000 in funding during the first two weeks of its new fixed rate loan offering.

02 Sep Activity in the services sector rose by 0.5% between June and July, with wholesale and retail trade seeing a 6.1% surge during the month.

02 Sep Currency movements have hit Fyffes’ banana business, according to the company’s first half results.

02 Sep Crude prices have risen today after losses of more than 3% yesterday, with investors treading cautiously ahead of key US employment data.

02 Sep RTÉ’s Europe Editor Tony Connelly looks at the Apple ruling and the possible impact of a similar case involving Spanish bank Santander.

02 Sep The Irish Times reports telecom firms have hit out at Eir for raising wholesale broadband prices for the second time in 14 months.

02 Sep Telecoms firm Eir has recorded its first year of annual revenue growth since 2008.

01 Sep Up to 250 jobs could go at US multinational Caterpillar’s plants in Northern Ireland, a spokesman has said.

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Grafton Chief Executive Gavin Slark discusses the builders’ merchant and DIY retailer’s double-digit growth in percentage terms in revenue and profit in H1

Bord Gáís Energy Managing Director Dave Kirwan said the firm is reducing its residential electricity prices by 5% and its residential gas prices by 2%

Just Eat Managing Director for Ireland Amanda Roche Kelly discusses the brand’s presence at the upcoming Electric Picnic festival

#free business website




Tripod has been helping people make their mark on the web since 1994 and is home to millions of websites. With Tripod’s tools, you can have a website up and running in a matter of minutes, no coding required.

Tripod Features At a Glance

Site Builder Features

  • Search Engine Optimization Tools + –

Add descriptions and keywords to your site to help people find it, and track how you’re doing by easily adding Google Analytics or Google Webmaster Tools tracking codes.

  • Professionally Designed Templates + –

    With over 100 Templates to choose from, it’s easy to find just the right look for your site, large or small, simple or complex.

  • One-Click Mobile Websites*
  • Powerful Addon Library + –

    Our add-on library is constantly growing. No matter what type of site you want to build, we have the tools for you. Connect with social media sites, add photo albums for your portfolio, or even add a PayPal button to allow for transactions or donations. All add-ons are built to drag and drop onto your page for easy editing.

  • Media Manager and Photo Albums
  • *For Paid Plans only. Free users can access the Knowledge Base and get Email Support. Visit the Pricing Page for details on individual plan features.

    Intuitive, Powerful Website Builder

    Tripod’s drag-and-drop website builder makes it easy for anyone to build a beautiful, professional website without any technical skills. Just choose from our library of over 100 templates, add your content, and publish your site!

    An extensive library of addons gives you the tools to add more than just text and pictures to your site. Easily integrate social media feeds, maps, contact forms, and more.

    Domains & Email

    Customer Service & Support

    All of our customers have access to our Knowledge Base and Email Support, and by upgrading to a Paid Plan, you’ll have access to our Customer Service agents via Live Chat as well.

    #business accounting software


    How to choose the best accounting software

    On this page

    • Choose a bookkeeping system
    • Set it up properly using a chart of accounts

    One of the main reasons businesses fail is because there isn’t a good bookkeeping system in place that would provide warning signs the business could run out of cash.

    You can choose to set up a bookkeeping system manually (using accounting books), electronically (spreadsheets) or use accounting software. Unless you want to get familiar with bookkeeping practices, accounting software is the most efficient choice.

    What to consider

    Every business will have different requirements from an accounting software. When choosing an accounting software consider the following:

    • does the system calculate all payroll requirements (PAYE, annual leave, long service leave etc.)
    • does the system track stock, work in progress, orders, jobs and other task management requirements
    • will the system be able to handle multiple bank accounts
    • does the system need to handle foreign currency
    • does the system track separate financial records for each business or department within the business
    • does the system allow for interface with other computer systems such as online payments
    • does the system keep detailed records on customers including what they buy, how often they buy, when they buy etc (often referred to as a Customer Relationship Manager system).

    Software options

    There are many software packages on the market that allow business managers to successfully control records without an accounting degree. Some of them, such as Free Accounting Software. have no cost. Some commonly used accounting systems used by small businesses are:

    Getting advice

    If you’re unsure which to choose talk to your accountant or business adviser. It’s worth checking to make sure the package has Standard Business Reporting forms needed to report to the ATO such as BAS statements.

    It’s also a good idea to ask other business owners what they use. If you don’t know any, the Business Victoria Facebook group is always happy to answer your questions.

    Setting up a bookkeeping system

    When you set up your financial records you need to make sure they meet any compliance requirements such as GST or other tax compliance.

    This is done through setting up classifications, also known as a chart of accounts. A chart of accounts is a listing of all the accounts needed to cover the financial transactions of the business. Classifications are used to separate profit and loss calculations to show where a business is making or losing money. It is also used to determine the overall financial position of a business in a balance sheet.

    How to set up a chart of accounts

    When setting up a chart of accounts you will need to:

    1. define the various accounts to be used in the business, such as different classes of assets, liabilities, expenses and sales revenue
    2. make a list of all of these under the financial classifications as noted above – that is each different type of account for assets, liabilities, sales revenue and expenses
    3. it can be useful to allocate a numbering system for each account within the chart of accounts, such as all asset accounts will have been classified under the 1000 number and all liability accounts will be classified under the 2000 number etc.
    4. allocate various sub accounts under these main accounts
    5. depending on the level of information you need, determine if each sub account needs sub accounts.

    The chart of accounts is very important to the overall effectiveness and accuracy of your bookkeeping, so if you don’t feel you understand it enough, then you should discuss with your bookkeeper or accountant before you set up your bookkeeping records.

    Your bookkeeper or accountant can help you set up a meaningful chart of accounts if you don’t think you can do this yourself.

    Accounting packages have predefined chart of accounts which you can allocate to your own financial transactions.

    Case Study: Finding the right accounting software for your business

    ‘Having really good information means your business can react the way you want it to, rather than how you hoped it would.’ Carolyn Creswell, Carman’s Fine Foods

    What’s next?

    #business banking


    Customer Feedback for New Business On Line

    Here is what some of our customers have already
    been saying about New Business On Line:

    • “I’ve had a really good experience of new Business On Line. My favourite feature is the new Quickpay and I love the multi-browser functionality.” Sarah
    • “I found the new screens very user-friendly and easy to navigate” Gerry
    • “I really like the Dashboard and that you no longer have to retrieve accounts. Everything is there when you log on and it’s very self-explanatory.” Jim
    • “There are some really nice features in new Business On Line – I like the personalise accounts, being able to mark my accounts as a Favourite, and the simple 4 step payment process.” Veronica
    • “My initial impression of New Business On Line is very positive” Graham
    • New Business On Line works a dream on Mac. This is an amazing upgrade, thanks. 7
    • The new system is great, looks fantastic, is easy to navigate and a big step up from what we had. 8
    • The user interface is a massive improvement and it is more intuitive than the old system 9
    • The system is a dramatic improvement on the previous one as I am using it on a Mac. The interface is very clear and simple to navigate. The BOI support team were on hand and excellent to deal with. Thanks for bringing me online 10
    • The system is a dramatic improvement of the previous one as I am using it on a Mac (OS X 10.10/Safari). The interface is very clear and simple to navigate 11

    Bank of Ireland is regulated by the Central Bank of Ireland.
    Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulation by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England and Wales (No. 7022885), Bow Bells House, 1 Bread Street, London EC4M 9BE. A member of Bank of Ireland Group.

    #business banking


    Business banking

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    Barclays Bank PLC. Registered in England. Registered no. 1026167. Barclays Insurance Services Company Limited. Registered in England. Registered no. 973765. Registered office for both: 1 Churchill Place, London E14 5HP. ‘The Woolwich’ and ‘Woolwich’ are trademarks and trading names of Barclays Bank PLC. Barclays Business is a trading name of Barclays Bank PLC.

    #business simulation games



    for training and education

    Business simulations for training and education

    Simformer is an unparalleled project. We have created not only a powerful, multi-user business-simulation environment, but also a platform that is fundamentally changing the current approach to business education.

    We make learning more effective and practical. Our story is about making business education a fascinating process … from a school bench to a corporate university.

    Our goals are to bring closer theory to practice, knowledge to skill, abstract formulas and definitions to real life. We hear complaints that the modern education system doesn’t keep up with the requirements of today’s businesses. We strive to eliminate this skills gap, to provide employees at all levels with skills that can be applied in any business environment, to help new entrepreneurs avoid common mistakes and be more effective at business development.

    We unite the modern education system with a unique, multi-user business-simulation environment with flexible settings for courses and training programs.

    Educators, instructors and corporate trainers have an opportunity to expand their technology tools, as well as promote their products through Simformer Marketplace.

    Multi-user business environment Simformer Business Simulation (SBS). where real business processes are simulated, allows users to try daring ideas ranging from interactive school activities to corporate events.

    We can “place” a company into SBS, and the company management will get a chance to test new products and services, innovative management methods, as well as evaluate employee strengths and weaknesses to identify and develop new leaders.

    Our team offers a rare fusion of capabilities in the fields of educational technology, game design, business development, HR, and design and development of complex computer systems.

    Sergey Menshchikov
    Founder CEO

    #business travel


    Business Travel Life Supports Business Travelers

    Finally, healthy business travel has arrived.

    Do you find yourself struggling to incorporate a healthy lifestyle into business travel?

    You can improve and maintain your health while you are traveling for business using our proven methods. Living out of a suitcase does not have to be unhealthy. Learn how to remove the barriers to better health using workouts and meal plans customized to your location.

    Whether you are on the road or spending time at home, you can expect a meal plan and exercise plan that you can follow wherever business calls. It is no secret that regular exercise and healthy food are vital components in maintaining a work-life balance and in reducing stress.

    Do you struggle to make healthy choices while you travel? We can help you take a proactive approach to planning your meals while maintaining your stamina during your trip. You will benefit from our useful tips and tools to improve your health while you travel.

    Have you considered hiring a personal trainer, but do not have the time to go to the gym on a regular schedule? Think of Business Travel Life as your Fitness Assistant and trainer. We will provide workouts customized to your fitness goals, while accommodating your physical needs along with your travel schedule. You can even receive one-on-one personal training in your hotel room via video conferencing.

    What are you waiting for? Take the first step to improving your health by contacting us now!

    CONTACT Business Travel Life today to learn more about how we can support you.

    #business travel


    Business Travel

    Business travelers face different health risks than do leisure travelers. Find out some of the risks of business travel and what you can do to protect yourself.

    Stay Safe and Healthy on a Business Trip

    In 2012, an estimated 5.1 million US residents traveled overseas for business. With the increasingly global economy, this number is expected to increase. Because of the nature of the trip, business travelers may face different health risks than do leisure travelers. Find out about some of the risks of business travel and what you can do to protect yourself.

    Smithers, I need you in Quito by Thursday morning.
    You don t always get much advance notice before a business trip. CDC recommends seeing a doctor 4 6 weeks before a trip, but if you don t have that much time, even a last-minute visit can be useful. Some vaccines can be given on shortened schedules or may offer partial protection, even if you don t have time for all the doses. You can also talk to your doctor about health risks at your destination and what you can do to stay healthy (not all diseases can be prevented with vaccines). Visit CDC s travel destinations page for more specific information on your destination.

    You might be frantically trying to pick up your suit from the cleaner and get someone to feed the dog, but while you re rushing around, don t forget to pack a travel health kit. Your kit should include first-aid supplies, any prescription medicines you take, and over-the-counter medicine for diarrhea. Pack some latex condoms in your kit as well, since sexually transmitted diseases may be common where you re going.

    You ll take the red-eye and go straight to an 8 am meeting.
    Leisure travelers may have time to be able to adjust to jet lag naturally, but business travelers often have to hit the ground running. If you have time, for a few days before you leave, try to shift your sleep cycle by a couple of hours earlier or later (depending on where you re going). Stay hydrated while you re traveling, and avoid alcohol and caffeine. Try to sleep on long flights; if you have trouble sleeping on planes, you might want to pack a mild sedative in your carry-on luggage.

    This contract is worth millions to the company, so don t mess it up.
    Business travelers are frequently under a lot of work-related stress, in addition to the stress of traveling. To minimize the negative health effects of stress, eat healthful meals, exercise regularly, avoid alcohol, and get a good night s rest. On longer trips, to maintain your mental health, stay in regular contact with your friends and family at home.

    Good job, Smithers. There s a promotion in your future.
    Congratulations! You closed the deal, and now it s time to celebrate. Your hosts may want to take you out to toast your new business relationship, but be careful about drinking too much alcoholic drinks in some countries can be stronger than you expect. And in developing countries, be careful about what you eat and drink. Bottled water and food that is cooked and served hot are generally safe. Be careful about tap water, ice, and raw fruits and vegetables, or you may end up spending much of the return flight in the airplane bathroom.

    Business travel may not be all about fun and games, but there s no reason it should make you sick.

    More Information

    #business loan rates


    Alaska USA

    Business Loan Rates

    Copyright 2016

    Alaska USA and UltraBranch are registered trademarks of Alaska USA Federal Credit Union.

    Mortgage loans are provided by Alaska USA Federal Credit Union in Arizona. Mortgage loans are provided by Alaska USA Mortgage Company, LLC in Alaska, Washington and California. License #AK157293; Washington Consumer Loan Company License #CL-157293; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, License #4131067.

    Insurance services offered through Alaska USA Insurance Brokers, LLC. Insurance products are provided by various carriers and are obligations of the issuing insurance company. They are not obligations of or deposits to Alaska USA Insurance Brokers, Alaska USA Federal Credit Union, or its subsidiaries, and are not insured by the National Credit Union Administration. Some products are not available in all states.


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